DeFi infrastructure should be readable by anyone. Term Finance, Terminal 1 contracts are now open source — and audited by @sigp_io. If you're going to lock capital at fixed rates, you should be able to read what you're locking it into. Full audit report is now public and verifiable: 🔗 developers.term.finance/depl… View deployed contracts + transparency details: 🔗 github.com/term-finance/term…

You experienced Term Auctions, you’ve signed the Blue Sheets, now it’s time to enter the Vault. Term Strategy Vaults are built on @yearnfi V3, and are automated to make fixed-rate lending effortless. - Pick your strategy - Deposit your funds - Secure predictable yields Everything is audited, automated, and available for any user. Welcome to seamless DeFi, with Term. Let’s dive deeper 🧵 1/ What are Term Strategy Vaults? They’re automated DeFi tools that make fixed-rate lending effortless. Built on @yearnfi V3, these vaults simplify liquidity management, reinvest earnings, and optimize risk-adjusted yields for passive investors. 2/ How does it work? Funds are re-balanced across lending positions while maintaining prudent portfolio risk controls: ▫️ Participate in Term Auctions & Blue Sheets. ▫️ Focus on fixed-rate lending = capital efficient and consistent yields. 3/ Why choose Term Strategy Vaults? 🔹 Automated lending + strict portfolio controls 🔹 Stable, reliable yields 🔹 Professional risk curation 🔹 Non-custodial + verifiable on-chain 4/ No expertise required! You deposit $USDC, $wETH, or other supported assets, and the vaults handle the rest. It's DeFi lending made simple. 5/ How secure is it? ☑️ Term Vaults are non-custodial. ☑️ Funds are locked in immutable smart contracts. ☑️ Protected by strict smart contract-enforced constraints. ☑️ Third-party audits reinforce safety. Your funds, your control. 6/ Who can benefit? Passive lenders who want set-it-and-forget-it lending. Yield hunters tired of inefficiencies in floating-rate protocols. Risk-conscious DeFi users who want professionally curated and tailored strategies, not a one-size-fits-all approach. 7/ Getting started is easy: > Pick a strategy based on your risk preference. >> Deposit your assets. >>> Relax while the vault optimizes yield. Why work harder when you can let your money work smarter? Start your Vaults journey → app.term.finance/vaults

Term points are now live! Join the first fixed-rate lending protocol to surpass $100M in volume. Stack points with @eigencloud, @ether_fi, @renzoai, and more soon (™️). Season 1 ends in Q4 with a 2x boost for the first 500 users. Details below🧵

Now live on Ethereum at app.term.finance, the first scalable lending protocol allowing borrowers and lenders to lock in fixed rates with certainty. No slippage, no spread and low fees.

Looking to see how you stack up? We got you. Introducing the DeFi lending score 👉 analyzer.app.term.finance/ 1️⃣ Get your borrow/lend power score 2️⃣ See how you stack up vs. the top 1% 3️⃣ Check if you qualify for 2x Term migration points boost 🚀 Whales, ready to flex? Dive in

⚡ Exciting news from Term! We're proud to unveil... 📘 Blue Sheets - fixed rates when you want them, without the auction wait Early supporters get 🔥 2x Points (first 100K) Ready to Earn with Term? 👇 app.term.finance/earn Let’s dive deeper 🧵

🔮 Something exciting is coming to our community! Get ready to unlock exclusive rewards and start earning Term Points like never before. Stay tuned—details dropping soon! 👀

Excited to share @term_labs recent fund raise!!

🔥 Hot off the front page→ 📰 bit.ly/3YBRyds

Term built the NEW Strategy Vaults on the cutting-edge Yearn V3 Vaults framework 🛠️ @yearnfi ‘s ERC-4626 compliant infrastructure delivers secure, modular, and efficient vaults designed specifically for fixed-rate, fixed-term loans. By combining Yearn’s DeFi innovation with Term's fixed-income expertise, Strategy Vaults will reshape how users access yield and liquidity. Get ready for next-level DeFi infrastructure 👇 app.term.finance/vaults

Power to the Community! 💪 Term is adopting @AragonProject to power Vaults' governance! 💡 Why Aragon? 🛡️Trustless, on-chain decision-making 🗳️Full transparency for proposals and votes 🌱Tailored governance for Term’s growing protocol 💬Empowering YOU to shape Term's future! By leveraging Aragon, Term ensures that every stakeholder—LPs, borrowers, and DeFi enthusiasts—has a say in key decisions. Get ready to participate in governance and help Term build a stronger, decentralized fixed-income ecosystem! 👉 app.term.finance/vaults

USD0 from @usualmoney is an innovative stablecoin looking to unseat Tether at the top of the league tables by redistributing ownership to its users. You can now lock in fixed rates on Term against USD0++. Earn Pills and Term points for participating. 🧵⬇️ tinyurl.com/37n6ztdn

$TERM Tokenomics Total $TERM Supply: 100,000,000 tokens ⚡ Community Allocation: 56.04% 🔹 Foundation: 10% (10M tokens) 🔹 Ecosystem: 46.04% (46.04M tokens) ⚡ Team and Investor Allocation: 43.96% 🔹 Founders: 22.1% (22.1M tokens) 🔹 Early Contributor: 2.5% (2.5M tokens) 🔹 Investors: 19.36% (19.36M tokens) Vesting for Founders, Early Contributors and Investors: 1-year cliff, 3-year linear vesting, totaling 48 months from $TERM launch View the detailed chart for the breakdown and distribution schedule: 🔗 bit.ly/41XS2N3 Note: Ecosystem unlock schedule is to be read as a ceiling, not a floor—actual distribution may be lower. 🔹 Foundation Details 🔹 The 10M tokens allocated to the Foundation will be held in reserve to support the Term ecosystem. This includes funding marketing campaigns, operational budgets and market-making loans. To protect the community, Term will not pursue market maker loans that provide at-the-money or near-the-money call options to prevent dumping by market makers on the community. 🔹 Ecosystem Details 🔹 The 46.04M tokens for the Ecosystem will empower the $TERM community. These funds will fuel governance, incentives, grants, and growth initiatives. The DAO can allocate additional funding to the Foundation from Ecosystem funds for execution beyond the initial 10M allocation to the Foundation. 🔹 Governance Model 🔹 $TERM adopts an optimistic governance framework. The Foundation manages day-to-day protocol operations, but token holders wield ultimate power. Through on-chain voting, you can veto protocol changes, parameter tweaks, or upgrades—acting as guardians of $TERM's integrity while ensuring it remains community-driven. 🔹 Staking Mechanics 🔹 $TERM staking uses Uniswap's unistaker model: vote delegation is required to participate. Stakers will earn a share of protocol fees directed to the staking contract, as determined by the Foundation after covering operating expenses. Note: In the early phases, staking fees may be minimal as the protocol scales and fee volume grows—patience will be key as we build momentum! Let's build the future of DeFi together with $TERM!

(1/5) We are excited to announce that @term_labs raised $2.5 million in seed funding led by @ElectricCapital to bring institutional grade lending protocols to DeFi.

Something big is coming. Details? Soon™ 📰 Stay tuned to the official channels. (Be wary of fake accounts and phishing links, no one from the team will ever DM you asking for personal information)

📣 $TERM Season One Airdrop Season One saw Term Finance clear $295M in loans, grow to 1,700 monthly users, and build a 125,000-strong community—proving fixed-rate lending isn't just a meme. To reward the community and contributors who have helped make this happen, we're excited to announce the $TERM token airdrop for those who demonstrated genuine engagement and active participation. 💠 Airdrop Overview Total Allocation: 5,000,000 $TERM tokens ▫️ Purpose: Reward early adopters, genuine community engagement, and decentralize governance ▫️ Distribution Method: Tokens will be claimable on app.term.finance/rewards (requires login) app.term.finance/claim-basic (if no profile) ▫️Snapshot Date: 00:00 UTC March 22 ▫️Claim Period: March 26 to April 26 (30 days) 💠 Eligibility Criteria Airdrop eligibility is based on your Term Points, earned through: ▫️Protocol Usage: Participating in auctions, lending through Blue Sheets or depositing into Vaults. ▫️Genuine Community Engagement: Being an active voice in our ecosystem through Discord discussions, Twitter interactions, community contests, quests, educational initiatives, and other social activities that contribute to Term's growth and awareness. Rewards scale with your points and quality engagement, which translated to bigger rewards! ⚠️ Anti-Sybil Measures Sybils dilute the rewards earned by the Community. To ensure a fair distribution and prevent abuse: ▫️Accounts with suspicious activity (e.g., mass wallet creation, identical transaction patterns) have been disqualified. ▫️Minimum wallet age: Accounts must have been active before 00:00 UTC March 19, 2025 (3 days before the snapshot). ☑️ How to Check Eligibility and Claim Airdrop Users can check eligibility and claim airdrop through the claims tab on the Rewards page. This tab will visible beginning March 26th 02:00 UTC. There is no separate link to check eligibility before claim goes live 🔴 Be careful of scam links pretending to be separate claims link. Claims instructions: ▫️Visit app.term.finance/rewards or app.term.finance/claim-basic ▫️Connect to profile's PRIMARY wallet. ▫️Number of $TERM tokens claimable will be displayed. If that number is zero, that means you did not qualify. ▫️User can then elect to claim the displayed $TERM amount. ▫️$TERM token holdings will be in play for Season 2 😜 👣 Next Steps ▫️Join our Discord for updates and turn on notifications for @term_labs ▫️Stay tuned for Season 2. More details in the coming weeks. ▫️Reminder - all ongoing protocol activities are being tracked and will count towards Season 2. Thank you for being part of Term! Together, we’re building the future of fixed-rate lending onchain.

📢Season 1 of TERM points is officially wrapping up.📢 The season ends March 22, 00:00 UTC!⌛️ This season was all about out 37k+ strong community of early adopters, builders and terminators who helped prove fixed-rate in DeFi is real! 💪 Here’s the recap: 🧑‍⚖️Term Auctions - $1BN bids/offers tendered - $295M loans cleared 📘Blue Sheets - $13.5M transaction volume 🏦Term Vaults - $12M deposited ❓Whats next? Onchain transactions - Auctions, Lending, and Vaults - continue to count towards Season 2. 📈 More Season 2 details in a couple weeks—stay tuned! --------- Snapshot for @Galxe and @guildxyz will also happen on March 22, 00:00 UTC Users can now change their primary wallet address, deadline to finalize is March 22 00:00 UTC

🥳 It’s official, Terminators, $TERM TGE is LIVE NOW! 📊 Trade: Live on MEXC 👉 Claim Airdrop: Live from now until April 25 at: 🔗 app.term.finance/rewards (requires login) 🔗 app.term.finance/claim-basic (if no profile) Contract Address: 0xC3d21f79C3120A4fFda7A535f8005a7c297799bF – verify it! Initial Circulating Supply: 10,000,000 $TERM Tokens Total Supply: 100,000,000 $TERM Tokens Jump in! Trade, Delegate, and hodl. Be part of the future of fixed-rate lending! Please note no protocol sponsored liquidity will be provided for several days post launch. Please verify the pool and contract address of TERM when trading

Term’s community has grown significantly over the past few months. Recently, breaking 20,000 Discord members, close to 90k followers, and thousands of participants on the platform. Community is such an essential building block of any good protocol. Term is extremely grateful to those who have decided to spend their time and resources to help build the TERMinators. Reply with “TERM in control” if you affirm.

A huge thank you to all Terminators who participated in our first-ever Term meme contest! With over 400 submissions and 3 days of community voting, the results are in! Prizes (as promised): 💠Champion: 1M Term Points (1 Winner) 💠Runner-Ups: 250K Term Points each (2 Winners) Congrats to our winners, and a big shout-out to everyone for your incredible creativity. 🎉 Winning Memes Below 👇 🏆 Champion 🏆 @generalx - “A Day in the Term Life...” 🔗 bit.ly/4iTOr9r 🎖️ Runner-Ups 🎖️ @GONZA_Ivan07 - “Cat Couple...” 🔗 bit.ly/4iTOr9r @SteerzNFT - “Office Space...” 🔗 bit.ly/4hxVgwo Join us on Discord to check out the other finalists and get exclusive updates on upcoming community events!

🚨 LAST CHANCE: Season One snapshot is happening soon! To ensure your progress counts: ✔️ Finish all changes in your Term profile ✔️ Connect your wallets to your Term profile ✔️ Do this BEFORE 00:00 UTC on March 22nd! ❗ Important wallet info: ☑️ Galxe and Guild wallets MUST be linked to your Term profile for Galxe points to be included ☑️ Deadline is the same: 00:00 UTC, March 22nd ☑️ Using the SAME wallet for Term Profile, Guild, AND Galxe? You're all set! Questions? Ask us on Discord!

🎉Term Meme Master - 1 Million Points Challenge! 🎉 We’re hunting the ultimate Term Meme—and YOU, our epic community, crown the champs! 🔥Competition: Create the best meme about TERM and fixed rates. 💰Prizes: - Grand Prize: 1,000,000 Term Points + Exclusive ‘Meme Champion’ Role - Two Runner-Ups: 250,000 Term Points each + ‘Meme Master’ Role Check out the Details👇

Term Points reward users for participating in efficient, fixed-rate lending markets. By lending through Auctions, Blue Sheets, or Vaults, users earn Lending Points based on the size and duration of their positions. The more they engage, the more points they accumulate, no extra steps required. This system recognizes active participants who contribute to a healthier, more predictable DeFi lending environment. Start lending, start earning. Check your points here: app.term.finance/rewards

⌛ Reminder: Season 1 wraps up March 22 at 00:00 UTC! Auctions are a great way to earn points in this final stretch of Season 1! app.term.finance

⏰ FINAL REMINDER ⏰ Season One is closing on March 22nd at 00:00 UTC Make sure: ✔️ All wallets you want included are finalized ✔️ @Galxe and @guildxyz wallets are linked to your profile ✔️ Double check your primary wallet (if you linked more than one wallet) ✔️ Do not unlink your Twitter/Discord Questions? Head over to Discord for help 🦾

Term is RED-pilled.

March 21 Weekly Recap: ▫️ETH borrow rates spike ▫️3mo basis rates collapse ▫️Term vaults tvl rise to $14M Full text: bit.ly/4iEFCRm Subscribe: term.finance/newsletter

DeFi is built by protocols, but it’s powered by communities. Term’s community is shaping the future of fixed-rate lending. Stay on top of the latest announcements 😉 by joining Discord: discord.gg/Vnwqfy8hpW

GM, go earn some yield today.

Hearing things. (づ｡◕‿‿◕｡)づ

1/6 Term Finance testnet is launching soon. We are excited to share a walkthrough of whats to come in a 🧵.... Full video on Term Finance's new Youtube channel: piped.video/watch?v=8y6gTR_H…

GM Terminators, it’s Monday! Which means it’s a great day to earn Term Points. 📘

Site is back! app.term.finance

Successfully deployed smart contracts to @BuildOnBase Goerli as we prepare for our internal testnet! Seamless deploy, excited to see whats next for Base.

Term Strategy Vaults are so easy to use, even your dog could do it! Try em out now. P.S. they're pet approved. app.term.finance/vaults

📘 Friday Blue Sheets Now you can stack 30x @superformxyz Cred 🤩

🤔 What's your favorite way to earn Term points? a) Auction multipliers b) Blue sheets w/ double digit yields c) Vaults w/ most points per day (1.5x)

Term’s points program is designed to reward you for being an active part of the community. Here’s how you can rack up points: Engagement Counts: Retweet wallet analyzer posts, link your X (Twitter) or Discord accounts, on Galxe and participate in markets. Activity Rewards: You earn 1 point per day for every $1 actively participating in the platform. Multipliers for Loyalty: Stick with Term consistently, and you’ll find opportunities for bigger rewards like cross-DeFi points farming. ⚠️ Sybil Activity Warning: Sybil attacks—where one person uses multiple accounts to game the system—hurt the community by diluting rewards and undermining trust. Accounts caught engaging in Sybil behavior will be banned. Stay fair, and let’s grow the community together!

Submissions are now closed for #Termemes 1M Points Challenge! What a turnout! 350+ memes 🙌 Some amazing originals and even a 5-minute long video 🍿 🏁 Finalist are being selected and will be announced tomorrow for community voting in Discord

Term's community is the driving force behind its growth and innovation. From individual lenders and borrowers to institutional participants, the ecosystem is built on a foundation of shared knowledge and engagement. Through collaborative efforts, product feedback, and participation in lending markets, the community helps shape Term's evolution. Initiatives like the Points Program further incentivize active involvement, fostering a network of users who believe in the potential of efficient, transparent, and accessible fixed-rate lending. Join the conversation. Be part of the future of DeFi lending. discord.gg/zrWkN7U6A6

Borrowing on Term → earn Term points 📌 Borrowers stack points based on loan size and duration. The longer you borrow, the more points you compound. 📌 More points = more future rewards Fixed-rate certainty + passive rewards? Seems like a no-brainer. 👀

Community is life 🥺 Next stop 1M

Who uses Term? A lot more people than you’d think. 💰 Treasury Managers - Secure fixed-rate returns for long-term stability. 📊 Traders - Borrow at predictable rates without getting wrecked by floating APYs. 🏛 Institutions - Get institutional-grade lending with scalable liquidity. 🏹 Yield Farmooors - Optimize capital while stacking rewards through auctions, Blue Sheets, and Strategy Vaults. Different needs, one platform. Term works for everyone.

💙 💙 💙 tag your fav person

|￣￣￣￣￣￣￣￣￣￣| FIXED RATES <3 |＿＿＿＿＿＿＿＿＿＿| \ (•◡•) / \ / --- |_ |_

$7 million on a halftime commercial, or $7 million into Term Vaults? Which would you choose?

gm☕ new week, fresh auctions

Tons of items sold out, so had to drop a mid-week Blue Sheets restock! 🔗 app.term.finance/earn

Wait until all the DeFi degens find out about Term Vaults...

Some of Term's team members are going to be at @consensus_hk this week. What else should they pack?

DeFi will win.

📘 Blue Sheets Fridays Supply $USDC and $ETH to earn real yield while stacking TERM points

We've got some bangers so far! There's still more time to make good art-- submissions will close Mar 20th at 1700 UTC. (Remember to tag #termemes) 🕰️ Finalists to be picked on Friday, Mar 21 and voting on 👉 Discord over the weekend to crown the champs on Monday, Mar 24. Participation have been amazing and could spark more contests and prizes 😉 *Points will count for Season 1

2025: Stablecoins. Institutional DeFi. RWAs. Term tech bridges them all 🦾

$TERM is now live on @krakenfx! 🔗 pro.kraken.com/app/trade/ter…

Murray says hello to everyone <3

🟦 Friday Blue Sheets 🟦 @superformxyz SuperUSDC joins the party 🥳 $USDC ☑️ 12.25% APY backed by PT-ysUSDC + Term points ☑️ 10.75% - 11.75% APY backed by deUSD + 1.7x @elixir Lux + Term points $ETH ☑️ 4.75% APY back by tETH + 10x @TreehouseFi nuts + Term points Start the weekend earning ⤵️ app.term.finance/earn

Things are about to get crazy.

DeFi is about taking smart risks—not unnecessary ones. Term users can explore @NexusMutual coverage right on the auction page. Fixed-rate lending + insurance? Now that’s peace of mind. 🛡️🔗

🚨 Meme Challenge finalists are here—picked for TERM & fixed rates relevance, creativity, and humor! Vote NOW on Discord for 72 hrs (ends Sunday, March 23rd, 11:59 PM ET). 🏆 Winners drop Monday, March 24th. 1M Term Points at stake! Head to Discord to see the memes in hi-fi and to cast your vote! 👉 discord.gg/cFVMQNHRsx

Put your assets to work— automatically. With Vaults, there’s no need to chase APYs or constantly rebalance. Just deposit, and let the strategy do the heavy lifting. 🔹 Automated yield generation— your assets earn while you sleep 🔹 Optimized strategies— built to maximize returns 🔹 Set & forget— no active management required DeFi shouldn’t be complicated. Let Vaults handle the yield, so you can put your time where it matters most. Start earning effortlessly → app.term.finance/vaults

⏳ 1 Million Points Meme Challenge is closing in 3 hours! Remember to tag #termemes in your post to guarantee consideration.

Are you ready, anon? The DeFi rotation is coming soon.

Level up Term points on @GalxeQuest ⚔️ A guide to all four side quests: 💠 Terminal 1 - Get to Know Term Finance Earn points by joining and engaging in the Discord. Learn about Term auctions and flex your knowledge. 💠 Terminal 2 - Building Term, Together Magnify announcements. Check out Wallet Analyzer. Invite friends. 💠 Terminal 3- Blue Sheets, Earn with Term Explore the world of Blue Sheets' passive lending. Learn from the OGs like @DeFi_Dad's tutorial. 💠 Terminal 4- Vaults: Automated Fixed-Rate Lending The newest product in Term's suite, Strategy Vaults. Deposits earn 1.5x points + fixed yields. The cruise control of lending. 👇 app.galxe.com/quest/term

Auctions started it all. Term is the first fixed-rate lending protocol to work at scale. app.term.finance

Excited to unveil Term's launch on Avalanche! 🔺 This marks a major step towards offering fixed-rate lending multichain and brings a low tx fee alternative to borrow and lend on Term with L1 security. Why @Avax? Unique use cases, RWAs, Subnets, and more 👇

Top 5 Reasons to Use Term 💡 DeFi is evolving, and Term is leading the way in fixed-rate lending, borrowing, and yield generation. Whether you’re a trader, lender, or borrower, here’s why you should be using Term today: 1️⃣ A Comprehensive DeFi Suite for Fixed Rates With Auctions, Blue Sheets, and Vaults, Term is the one-stop shop for fixed-rates onchain. Set your own terms in Auctions, instantly match in Blue Sheets, or let Vaults automate your yield. No more floating-rate uncertainty, just predictability and control. 2️⃣ Built for Capital Efficiency DeFi shouldn’t leave your assets sitting idle. Term optimizes capital flows, allowing borrowers to roll loans seamlessly and lenders to maximize yield with customizable risk-adjusted strategies. Your capital, working smarter. 3️⃣ Early Adoption = Early Rewards DeFi is about being early. Active users on Term are already earning Term Points. The best time to engage with a growing protocol? Now. 4️⃣ A Strong, Growing Community Term isn’t just a product, it’s a movement. From builders to power users, Term’s community is shaping the future of onchain fixed-rates. Join early, contribute, and grow with a protocol built for longevity. 5️⃣ Secure, Transparent, and Governed On-Chain Security isn’t an afterthought, it’s built in. With Aragon-powered governance, every decision will be onchain, transparent, and trustless. Your assets, your control. DeFi is changing. Get ahead with Term. Start now → app.term.finance/rewards

Yield farming is difficult for even the most advanced users. Term makes it simple for you. Unlock the power of automated fixed-rate lending with Term's new Strategy Vaults. Deposit your assets and watch them grow effortlessly. Deposit now, and put your $USDC to good use. ➡️ app.term.finance/vaults

Term’s fixed rates: borrowers save big, lenders earn more. 👊

March 14 Weekly Recap: ▫️Aave to lower base rate - 6.5% ▫️Perp rates in negative territory ▫️Volumes on Term stabilizing Full text: bit.ly/4iAcPNl Subscribe: term.finance/newsletter

DeFi’s future is fixed-rate, and Term’s leading the charge. Here’s why you’ll love Term: 🔹 All-in-one fixed rate hub: Auctions, Blue Sheets, Vaults—set terms, match fast, or auto-yield. No rate roulette. 🔹 Capital that hustles: Borrowers roll loans, lenders max yield—smart, not idle. 🔹 Early birds win: Term + partner points stacking for active users. Don't get left behind.

DeFi lending shouldn’t feel like a full-time job. With Blue Sheets, there’s no need to monitor auctions or time the market. Just set your terms, and the protocol handles the rest. ❌ No waiting—get matched instantly with lenders or borrowers ❌ No bidding wars—lock in your APY without stress ❌ No guesswork—overcollateralized loans for security Blue Sheets simplifies borrowing & lending so you can focus on what matters. Ready to try the easiest way to earn & borrow in DeFi? Start here → app.term.finance/earn

2/ Stay safe. Only use the official link: app.term.finance/rewards

Auctions > AMMs? No slippage ⛸️ Fixed rates > Variable rate? Predictability ⏲️ Term > Others? Terminatooors 💙

Kudos to the dev team running on fumes and relentlessly fending off attacks on our UI. 💪 Maintenance in progress and hopeful for a speedy resolution! In the meantime.... 🗒️Meta Vault If you need to access you Meta Vault you can deposit / redeem directly from etherscan here: etherscan.io/address/0x697c5… 🗒️Blue Sheets A number of loans become redeemable tomorrow (we should be back by then), just in case to redeem: 1. obtain the termRepoServicer address from the repoToken config on the receipt token in your wallet, e.g. etherscan.io/address/0xc7525… 2. call redeemTermRepoTokens, e.g. etherscan.io/address/0xA3a36…

4/ Start earning in 5 steps: 1. Sign up • Use an invite code or referral link. Early adopters, we already got you 😉 2. Link socials • Link your X and Discord for easy login 3. Check eligibility for migration bonus • If you’re a DeFi lender or borrower, you’ll be eligible for bonus points 🎁

#ConsensusHK - Crypto Soul, Hong Kong Grit Best coalition of projects: @mrblock summit, all the hottest protocols hit the stage 👀 Side event with max Hong Kong vibes: Tied between @Auros_global Kinsman and @DV_Chain Maggie Choo's Red taxis > Uber: Cheaper, faster, and driven by your fav Asian uncle. Learn to hash out those road names in a local accent. Best offchain collab: Sweet & sour pork with scallop fried rice Now off to #ETHDenver!

roses are red, violets are blue blue sheets selling out, so hurry up, you! 🌹 app.term.finance/earn 🌹

Missed your auction slot? Buy a Blue Sheet.

January 24 Weekly Recap: ▫️Aave utilization -> 75% ▫️Perp rates stabilizing ▫️Term sees borrows uptick Full text: bit.ly/40pU8V2 Subscribe: term.finance/newsletter

Ten nuts a day keep the doctor away Supply ETH and earn at: app.term.finance/earn

Term Vaults eliminate the need for active management, giving users a simple, reliable way to earn on their assets. Built on the robust Yearn V3 framework, these vaults automatically allocate capital to fixed-rate, fixed-term lending markets, so you can sit back while your assets work for you. No more monitoring rates or adjusting positions; the vaults handle it all. Whether you're a passive investor or a DeFi native seeking efficient yield generation, Vaults provide a streamlined, hands-off solution for stable, predictable yields. Put your assets on autopilot. Explore Vaults here: app.term.finance/vaults

Feb 21 Weekly Recap: ▫️DeFi utilization at 2y lows ▫️Deposits below US tbill rates ▫️Term vault deposits hit ATH Full text: bit.ly/4icidWq Subscribe: term.finance/newsletter

📘 New Blue Sheets If you moved your bags to stables, supply into Blue Sheet and earn fixed yields while you plan the next move.

Special thanks to @kit_eth for the expert narration and UX/UI design

📘 New Blue Sheets Earn a steady 2.75% APY lending $ETH Beats getting 1.9% for supplying into variable-rate pools 👉 app.term.finance/earn and explore WETH lending opportunities

🟦 Friday Blue Sheets 🟦 Supply % APY is dropping everywhere, except at Term. Unlike variable rates, the fixed yields you earn today on Blue Sheets will be the same one tomorrow, and the next day, and the next... Consistency is a super power. $USDC ☑️ 11.75% APY + 1.7x @Elixir potions + Term points daily ☑️ 8.75% APY vs blue chip wBTC collateral + Term points daily

Not all fixed-rate lending requires active supplying. Blue Sheets give DeFi users on-demand access to past auctions. Fixed-term rates without the complexity of manual participation.

Join @dionchu at ETH Rising during ETH Denver. Where he will speaking on Term and Lending Markets. If you're around, come join the conversation! lu.ma/ethrising

New to DeFi? Want to earn passively? With Term Vaults, you can deposit USDC or wETH and start earning yield—automatically. No active management, no stress. And here’s the kicker: You’ll also rack up Term Points! ✔️ Earn 1.5 points per $ per day ✔️ Set it & forget it— auto-compounding yield ✔️ The earlier you start, the more you stack app.term.finance/vaults

Hello ETH+ 🤗 Now you can borrow against @reserveprotocol's LST Term 🤝 Reserve

Total volume of Blue Sheets exceeds $10 million 🚀

Real APYs. Double digits. No long-winded math. ➡️ app.term.finance/earn

Behind every breakthrough is a strong foundation. For Term’s Strategy Vaults, that foundation is Yearn—a name synonymous with trust and innovation in DeFi. But this is more than infrastructure; it's synergy. Together, we’re empowering users to experience the ease of fixed-rate, automated growth with Yearn’s proven framework. Built to last, built for you, built by Term. @yearnfi

🏋️ A record 96 offers in today's USDC/wBTC auction. The DeFi community is all-in on Term's fixed-rate lending solution 🚀 app.term.finance

The DeFi rotation is going to be biblical.

📘 New Blue Sheets Friday @reserveprotocol ETH Plus (ETH+) has entered the chat 👋

Borrowing through Term is designed with flexibility in mind, especially when it comes to managing collateral. If market conditions shift, borrowers can easily top off their collateral to maintain their positions and avoid liquidation. The process is simple, intuitive, and requires no complex interactions. By providing a seamless way to add collateral when needed, Term makes fixed-rate, fixed-term borrowing more accessible and secure for all participants. Stay in control, even when the market moves. Explore your borrowing options: app.term.finance/

💡 Rolling Loans on Term: Stay Borrowed, Stay in Control Managing borrows doesn’t have to be stressful. With Term, you can roll your loans into a new fixed-rate term, seamlessly extending your position. How It Works: When a loan nears maturity, borrowers can elect to roll the loan into a new auction and extend the life of fixed rate. To successfully roll over, all you have to do is submit a new competitive bid and win in the auction. 📌 Rolling helps you manage liquidity without last-minute stress, lock in new terms before your loan matures. Try it now → app.term.finance/auctions