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Austin, TX
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Bruh. I literally just tell people to spend less than they make, pay off bad debt, and talk a little tea.
I guess I’m a nazi 😞
As someone posted in. Reddit review, Caleb Hammer is the Dr. Phil of finance. All blustery right-wing sensationalism and disdain for his guests.
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… @GavinNewsom is begging @joerogan to let him on his show, but Gavin’s press team just denied coming on Financial Audit after the governor of Michigan did.
It’s a cowards game not willing to talk about the state budget, especially if you’re running for president…
Stand on your numbers if you’re proud!
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The fact that some people solely get their news by headlines is wild- look how different these 2 notifications read this morning.
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Can we finally put an end to dumbass politicians like this? We let builders BUILD and Austin is now the #1 major city with falling rents.
That’s actual affordable housing- not performative bullshit.
Friends:
It is with great pleasure that I am announcing my candidacy for Austin City Council (District 9). This City Council has *sold out* to out-of-town developers and become a doormat for out-of-control development. I want to help us take back Austin.
If elected, I pledge to:
+ Prioritize development of AFFORDABLE housing; not luxury condos that destroy neighborhoods and displace long-term residents.
+ Preserve our ENVIRONMENT by creating more green spaces and adequately fund our city parks, pools, and other recreation.
+ Protect TENANTS' RIGHTS and establish a city-funded public counsel's office to assist tenants facing unlawful evictions, repair/remedy concerns, mold issues, etc.
+Abolish DISPLACEMENT of tenants and end the practice of up-zoning existing dense affordable housing.
+ Implement PROJECT CONNECT and push for more comprehensive transportation infrastructure, including a train that actually goes all the way to the airport.
We are 480 days away from Election Day and my opponent has already raised close to $200,000.00. Yes, that's right, $200,000.00 for a *City Council* race!
We are a grassroots campaign, we do not accept a single dime from corporate lobbyists and developers; so we rely on donations from citizens like you.
Donate here: secure.actblue.com/donate/ar…
Thank you for joining us in this campaign; I hope to earn your support!
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Explored Dallas today for potential move. What that city did to their downtown should be outlawed nation wide.
I have never seen a more desolate, boring, and pathetic downtown of a major US city in my life.
Now uptown on the other hand, that’s a good start.
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Guys. You won’t believe this.
EXCLUSIVE: The suspect in today’s Austin Central Library shooting is HAROLD NEWTON KEENE — a repeat offender long protected by Travis County’s revolving-door justice system.
Just after noon, Keene opened fire inside the downtown library, injuring one man and sending terrified patrons running for cover. The victim suffered serious but non-life-threatening injuries. Keene fled the scene and was captured about an hour later in South Austin.
This was not Keene’s first violent incident.
Back in April, Keene lured a man outside a day-labor staffing office on Airport Blvd, just steps from Eastside Pies — then pulled a gunmetal-gray revolver from his jacket and aimed it inches from the man’s face. The victim told police Keene asked, “Are we good?” before raising the weapon and lunging toward him. Security video later showed the man dropping his gloves and bolting for the door as Keene advanced, his jacket flaring open just long enough for officers to see the revolver glint in his hand.
But even that wasn’t Keene’s first time turning a trivial dispute into violence.
Just a year earlier, inside the Travis County jail, Keene snapped over a chess game — punching another inmate in the face and knocking him to the floor inside as surveillance cameras captured it all. The victim’s nose poured blood; he was rushed first to the jail clinic and then to the hospital with a confirmed fracture. All of it happened inside a secure county facility.
Yet prosecutors later dismissed the assault, citing that Keene was “receiving treatment through felony probation” — a decision that let him walk free.
Today, he shot somebody in a public library filled with families.
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Sounds like @GavinNewsom could have done Financial Audit after all…
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Damn. I really wanted to move me and my content arm to NYC… I was going to create jobs and happily pay my taxes.
But nope. Every lawyer we talk to says it would be the worse decision of my life. Even editing a video slightly odd could lead to to be sued- even 3 years after it was posted.
What insane laws they have there. It’s a shame the best city in the US has to be the dumbest.
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Zoning. Zoning is the reason.
This is why politics is fucked. It’s performative. It’s easier to say “cooperations bad” instead of actually dealing with the nuance.
And they’ll never even change their opinion regardless of any amount of data. They’ll be fed whatever confirms their own opinion all day via their bubble.
Oh FUCK yes
BlackRock is the reason none of us can afford homes
Community note
This claim often confuses BlackRock with Blackstone, a separate firm. BlackRock does not buy single-family homes. Blackstone owns rental properties, but institutional investors own ~3% of single-family rentals (<1% of all US homes).
blackrock.com/corporate/news…
investopedia.com/no-blackrock-i…
urban.org/research/publi
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For those following… it’s official: keeping Hammer Media in Austin.
It’s been an annoying 6 months or so, and I would honestly love a new day to day environment after 7 years, but I could never find a way to make it make sense.
First was Vegas: Pros: Vegas creator friends and airport for guests is great. Cons: not trying to be in the desert or in the least walkable city ever.
Then came NYC: Pros: guest travel, near population hubs, great talent, 4 seasons, and the walkability I crave. Cons: cost of workers, and the likelihood of settling a lawsuit a year or so. My lawyers recommend setting aside a few hundred thousand a year for this, and it’s a literal business to sue employers and get settlements (cheaper than fighting, so everyone settles, every time). One of my lawyers has worked for a dozen creative companies in NYC and there hasn’t been one that hasn’t faced lawsuits yearly for cash grabs. Oh, and high taxes…
Backup, Miami: pros: creative scene, beach, good winter weather, some walkability. Cons: 5.5% c corp tax, some unfriendly laws regarding filming, and horrendously humid summer. And too many BBLs… I’m a natural guy 😏
Last resort, Dallas: pros: uptown is mixed use and walkable, sports, about to be 3rd largest US metro (passing Chicago), perfect airport for guests, in the most business friendly state still, and closerrrrr to 4 seasons than Austin. Cons: no beach and no hill country, only 1 good area I like, the rest felt very sketchy, no nature at all, worst downtown I’ve ever been to, and not enough of an upgrade for the massive costs it would take to move my business.
So… Austin. Loved her before, hope to again. Some great neighborhoods and it feels safe. Public schools and the professional sports scene SUCKS. Food is good, talent is INCREDIBLE, transport sucks, halfway decent nature, and the hill country is beautiful. Stupid city gov that cuts from EMS and funds more to homeless programs that has literally proven year over to not help in the slightest, and a DA who won’t prosecute criminals for some reason. Great people all around though.
Austin is a creative, tech, and entrepreneurial juggernaut. I hope we can make this place better, I’ll try to be apart of that change.
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Basic economics. We’ve zoned out the middle and lower class.
Peter Thiel: "If you add more people to the mix and you're not allowed to build more houses because of zoning laws, then prices go up a lot, and it's this incredible wealth transfer from the young and the lower middle class to the upper middle class and the landlords."
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First government Financial Audit. Thank you to Governor @GovWhitmer @gretchenwhitmer from Michigan for being brave enough! D or R, putting yourself on a show like this is 🔥🔥
Coming out a week from today
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Now that I’ve discussed gooning with a governor, I must discuss gooning with the president.
Critical.
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After exploring Texas my nearly 8 years here, this is how I would describe each city of you were to move
Dallas: Midwest
Austin: Cali
San Antonio: Mexico
Houston: Deep South
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Okay. @GovWhitmer was the brave first one.
@GavinNewsom @GregAbbott_TX @RonDeSantis @GovKathyHochul @JDVance who’s next? Maybe we can look at the fed budget together @elonmusk ?
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Again. Statistical proven results are all that matters, not performative opinions.
Enforcing fairs keeps public transportation safe, funded, and used by way more people than when it’s free.
Every time free has been tested, it’s been reversed. It never works. No matter how many times someone comes along and tries to formatively virtue signal about fares.
Enforcing fares is legitimately one of the simplest and most effective things we can do to make transit safe.
We have to stop treating transit like it’s some sort of de-facto homeless shelter. It has a very purpose: l transport people efficiently and safely around the city.
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The one thing that’s going for Austin for me is that 3 of the top 10 podcasts on YouTube are based here- Joe Rogan, Kill Tony, and Financial Audit.
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This is from a Financial Audit post show that was posted well over a year ago. These people are morons and X is not real life.
this is so sad. this guy used to give genuine financial advice. now hes pivoting to slop, becoming a ripoff of that other show where they interview prostitutes.
being a content creator is such a faustian bargain, you either burn out a lolcow or end up a slave to the slopgorithm
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Would I be insane if I moved me and the content arm of my business to NYC?
The cons… I know… instant 15% raise in taxes, less business friendly, sure crime per capita is down, but there is still more technical crime of course, winters, expensive… and a very interesting mayoral race lol
On the flipside, I’m absolutely sick and tired of Austin Texas because I’ve been here for eight years and I desire a large city with more amenities. I do miss four seasons. I hate Austin Texas summers. NYC is better to fly guests in and out of. Better for casting. Better talent pool on the creative side. I’ve always desired a walkable city, truly walkable, not fake walkable, and there’s only three or five of those in the United States… And this being the primary one that’s not completely drug ridden.
Idk.
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I think I’m done with Austin.
Austin City Council unanimously OK'd a maximum property tax rate that would increase the average tax bill by 21% though the adopted rate may be lower and will likely require voter approval. statesman.com/story/news/loc…
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This is Austin’s major problem in my eyes.
I want to build a future here. I love the energy and culture- but for a MAJOR US city (now)- we don’t have major city things
NFL, NHL, NBA, MLB, major zoo, notable museums, a real aquarium, and other large city amenities.
4 things to do here outside of work- drink, music, hike, and eat. We need to compete… and idk if I want to wait for that :/
Best decision we ever made to move here. My wife and I say “Only in Austin” at least weekly because of the new opportunities and the people we keep meeting.
Austin Superpowers
Help-First Culture → open networks & fast collaboration
We Build Everything → homes, rockets, robots, companies, & community
Living in the Future → we create innovation & deploy it locally (robotaxis, 3D-printed homes, delivery robots, Alpha School & UATX)
The Power of “And” → tech + art, science + industry, digital + physical
Austin Cool Factor → F1, SXSW, ACL NASCAR, monster trucks, and the rodeo
Challenges
The closest Big 4 team is the Spurs. Otherwise it’s Houston or Dallas for NBA, MLB, and NFL. UT football and Austin FC are our “pro” teams
When I lived in San Diego, we took the kids to museums and zoos often and I miss that here. Austin needs more cultural assets unique to our city. Dataland, the first AI art museum, should have been here, not LA.
Restaurant scene is actually great and growing, but not anywhere near the scale of NYC. Being acknowledged by Michelin now
Need to crack down on homelessness, crime, and over spending by City Council
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I once went along with a friend to tour a prospective apartment, mostly so I could ask candid questions that most people are embarrassed to ask… And I asked about a recent murder that occurred there, and the leasing agent said “crime happens everywhere” lol
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Let me tell ya… the debt is worse than you thought… the spending is worse than you thought… and what was never said before- not even paying his taxes.
If there was any YouTuber that needed an audit and a good ol yelling at… Boogie.
Little did I know that about 10 minutes after this photo was taken @sircalebhammer would have fully and utterly devastated and humiliated me
Dude was an asshole about it, but he was right.
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This cost $1,000,000 btw. Government is incredible.
We are launching our first-ever brand, aimed at improving our engagement with + service to Austinites.👏
👉 Learn more: bit.ly/47sKZA9
📌 AustinTexas.gov/AustinBrand
(1/4)
ALT City of Austin Logo
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Thank fuck. I was losing hope on Austin. 20% tax increase is literally insane for a city to even think about.
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Every once and a while I find out I’m being cancelled on TikTok for by random colored hair septum piercings and then check YouTube show rankings to confirm if I’ve actually been cancelled by normal people or not lol
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It's because these people never actually care about "accountability"; they want to perform endless outrage and over-sensationalism as entertainment.
Apologies do nothing for them. Changing and improving as a person does nothing for them.
To these people, it's their moment to dog on someone and watch their downfall like it's their very own TV show.
And luckily, no one takes them seriously anymore.
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Financial Audit WORKS. For the first time ever, we have hard data.
Data from our past guests shows that on average, people who come on this show pay off $8,393 of BAD debt within 7 months.
Let the haters hate, we have hard data and people are changing their lives for the better. That’s all that matters in the end.
I’m so proud of every guest who has improved their life after coming on this show. I’m also incredibly proud of the over 10,000 people who have reached out, emailed, tweeted, messaged, posted, commented, etc, who have also changed their lives from watching this show.
Thank you to everyone for your support of what we are trying to do ❤️
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1,000,000. That’s a crazy number. I owe everything to YOU! I wish I could express how grateful I am for you all ❤️
Now, let’s go change the state of personal financial education in this country 🎉🎉🎉
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Listen. A lot is going on rn. Let’s just fast forward to Friday for the release of EA Sports College Football 25.
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And also there’s not THAT many topics and stories when it comes to finances. Given that we do 3 every week for 3 years now, I’m surprised we’ve found as many different ones as we have.
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Reminder, the UKs economy just passed where it was in 2007.
If you want a good economy, look to them and do the opposite.
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Building housing is what makes housing “affordable”- NYC is about to have another NIMBY mayor that will make housing get more expensive for 95% of the population for the benefit of 5%.
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As a creative and entrepreneurial person, I was feeling unfulfilled in a product management tech position. After searching for and wide for a new opportunity, I was nearly hired by a YouTuber, but was turned down at the last minute.
After the pain of that rejection, I decided it would be fun to try to re-create some top finance Youtubers sets and film a couple videos in their style to send them showing that I could write for them or edit for them, and I was willing to do it for free to pursue that creativity.
But at the last minute, a show that I wanted to see, but that did not exist yet, kept poking at me from the back of my brain and I instead decided to film the very first episode of Financial Audit.
3 years ago, today, I upload my first video.
By my mid 20s, I had accumulated a quarter million dollar net worth by aggressively paying off my bad debt, working my butt off in jobs, and making smart real estate / stock market investing moves. I wanted to share what changed my life with others who were in as dire of a position as I found myself during my early 20s.
My ultimate goal was to create a show that I would be proud of and if I got very lucky, I might even be able to make $75,000 a year and pursuit at full-time. But instead, you guys decided to give me the biggest blessing in the world and pushed this little cheeky show to the top of the charts in the finance niche. YOU’VE created (as of today) 23 full time jobs, changed the lives of our guests, and changed your own lives.
I’ve always said it, and I still mean it today, I wish I could literally give every single one of you a hug.
Attached is a picture of me in early high school with friends making YouTube videos. I never thought this could be a real job. It’s been the ride of a life time!!! Let’s make the fourth yesterday or Financial Audit the best yet 🔥
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The fact that Poland is projected to surpass the United Kingdom’s GDP around 2035 and GDP per capita by 2030 is WILD to me.
Man, the UK really messed up all around these past few decades.
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Thank you all so much for 2,000,000 subscribers! It’s been the ride of a lifetime, and it’s all thanks to you ❤️
Also major thanks to my team and each and every guest who’s been on the show. I couldn’t do it without any of them.
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“Who would think that getting a $80,000 truck at 25% APR for 7 years while making $40,000/year is a good idea?”
50% of US males:
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