Proud Father of Fab 5, Bear & Bodie; Husband to Klo; CEO of SoFi; previously Twitter COO, NFL CFO; West Point Class of ‘91 DSBD‼️ Wharton MBA

Great words to live by from Dr Martin Luther King Jr. “The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy” ... We must all Lead By Example‼️
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Chief of Staff @RonaldKlain shared on @PodSaveAmerica that clarity is coming for student loan borrowers. GREAT‼️ Now let's get it done once and for all. American taxpayers deserve clarity. (1/4)
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Hi! 👋 Join me on SoFi Money. You can save, spend, and earn interest—all in one account. Use my link to sign up and you’ll get a $25 bonus. sofi.com/invite/money?gcp=19…
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Hi! 👋 Join me & start earning 1% on your money with SoFi Checking. Pay no account fees and get your paycheck early. Use my link to sign up and you’ll get a $25 bonus and an additional $100 bonus when you set up direct deposit. sofi.com/invite/money?g
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We @Sofi had an exceptional second quarter with record member and product growth and 44% adjusted net revenue growth – our highest in over 2 years. 29% EBITDA margin. The new rule of 70!! We’re building faster than ever to deliver unmatched value to our members and clients. Thank you to our @SoFi members for trusting us to help you achieve your goals. More here: investors.sofi.com/news/news…
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How do you like them apples‼️🙏
Today is the highest ever daily close for the $SOFI ticker at $23.65! Congratulations to all longs, +258% in the last year is an incredible return.
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Congrats and Thank you to all of the great people @Sofi that tirelessly deliver for our members. We could not have a better team nor be more grateful for all they deliver everyday for our members the SoFi Way!!
📣SoFi keeps breaking records! In Q3, we delivered record adjusted net revenue driven by all-time highs in new members, new products, and fee-based revenue. For more details, visit: investors.sofi.com/news/news…
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So proud of our @SoFi team. Leaving it all on the field every day... head down, no hype, mouth shut just cranking it out and delivering for 8 years for our members.
📣 Another record-breaking quarter for SoFi! In Q2 we delivered record net revenue growth to the highest in two years and record member and product growth. For more details visit: investors.sofi.com/news/news…
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When I joined the @SoFi …in Feb 2018, “every” fintech company said they wanted to be a one-stop shop. Now, 5.5 years later, only @SoFi has done it...[even] the industry incumbents still haven't been able to put all of their products on a digital platform and become a one-stop shop. 🏦 It's not easy to do. It’s an incredibly large investment, and it's a pretty tall mountain to climb... [but] we've climbed that mountain and we feel like we're on the other side. I don't think anyone has bigger aspirations than we do at @SoFi, and as the leader, I am responsible for making sure we deliver on that every second, of every hour, of every day‼️” Thanks to the @technology team for taking time to talk @SoFi Q2 earnings today! bloomberg.com/news/videos/20…
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Big news: we’ve just topped 10 million @SoFi Members! Special thanks to everyone who has turned to SoFi to get their money right on their path to financial independence – whether that’s making investments in stocks, alternative assets or robo, buying their first home or paying down debt. 🏦 As for SoFi, it's still early days. We’re excited to continue innovating to serve even more people in the decades ahead. And I am confident the best is yet to investors.sofi.com/news/news…
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We just announced @SoFi’s Q3 results and I couldn’t be prouder of what our team accomplished. The results clearly demonstrate that SoFi is no longer just a lender but a diversified and durable financial services company well on its way to becoming a top 10 financial institution. Our non-lending segments – financial services and tech platform – grew 64% year-over and fueled the 30% YoY growth in adjusted net revenue we reported for Q3 2024. Our incredible brand building and product innovation have helped drive strong and consistent 35%+ growth  in members and products, 4 consecutive quarters of GAAP profitably, and improving returns for shareholders. More here: investors.sofi.com/financial…
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Crypto is back at @SoFi! We’re now the first and only nationally chartered bank where consumers can buy, sell and hold crypto!!
It’s the post we’ve all been waiting for: Early access for crypto at SoFi starts today 🙌 Be one of the first to experience a new era of personal finance by joining the waitlist before 11/30/25: sofi.com/crypto/
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2025 is off to a strong start. @SoFi set new records in member and product growth, doubled revenue in Financial Services through rapid innovation, and delivered unmatched value to help more members than ever get their money right and realize their ambitions.
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Q3 was another record quarter for SoFi with $950 million in adjusted net revenue, up 38% y/y, 905,000 new members and product growth of 36%. We're delivering durable growth and strong returns fueled by the strength of our innovation and the power of our one-stop shop strategy. More here: investors.sofi.com/news/news…
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Replying to @TRADESTERJJ
.@TRADEsterJJ Rest assured, I see and read every word about our company, our team and me. It takes great restraint not to reply and correct the massive disconnect (by some) between what is critical to do and when to do it versus what is not critical to do. It also takes restraint not to react impulsively to defend my team from what I perceive as unfair and unjust treatment. I am responsible for whatever does or doesn't happen—period—no excuses. Don't get me wrong I want everything done yesterday and no one is pushing harder to move faster and faster and faster every second of every minute, of every hour, of every day with a founder's mentality than me. That's always been my approach. But doing everything is not realistic and most of what people may think is important is miscalculated. Do I strike you as a person that knows what needs to be done and decides not to do it? Or perhaps what one thinks needs to be done is not the right priority?  That's not to say we are moving at the pace we want (we never will).  We make mistakes in execution that cause delays (so learning fast is critical) and we are not always as a fast as we want on everything we do, but sometimes being fast out of the gate can cause one to be much slower later (which is the case in a couple of things) only to be able to move 5x faster in the future. Speed matters and we will fail without being fast. But fast and wrong is also failure.  A Sustainable Competitive Advantage is the Critical Success factor that ALL should be judged and in this sector Sustainable Competitive Advantage is GROSSLY misunderstood and for that I could not be more grateful. You can be sure I will not correct those incorrect points of view and I would never mention other companies in any regard. It's not who I am. We will focus on our strategy, our priorities and we will execute and deliver just like we have for the last 7 years.  Is the world accelerating again? Yes you bet it is and we recognized that way, way before the last few months so we are accelerating as well. It was lonely being one of a few trying to change the world of finance through a challenging macro backdrop, regulatory winter, and the worst rate changes in our lifetime. But we UNIQUELY delivered durable growth and constant innovation for 20 consecutive quarters. I welcome everyone to run faster, build better, and have a bigger impact because it will cause a swell as it has in the past and the biggest and best benefit the most especially those with the best strategy, the best execution and the FASTEST BUILDER OF COMPETITIVE SUSTAINABLE ADVANTAGE (which is different than just making announcements or just shipping).  We learned this in 2019 and fixed it in 2020.  I couldn't be more confident in our strategy and the sustainable competitive advantage we have (and others do not) and that we will continue to build CSA faster than anyone else. We know what we need to do and are fully committed to doing it.   Who Dares Wins…Fresh Horses
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If regulations permit, bringing crypto back to the SoFi platform would be the plan‼️
If regulators permit banks to act as a crypto brokerage $SOFI will be among the very first to have it (again) on their platform. SoFi will also be among the most innovative companies when it comes to lending in the crypto space (e.g. borrowing against crypto holdings)
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👇Very Proud of the @sofi team for this major company milestone‼️
It’s official—the @FederalReserve and the @USOCC have approved our #bankcharter! 🏦🎉 You read that right, we’re becoming a bank! In the coming weeks, we have a lot of exciting updates to continue helping more people get their money right. Read more: sofi.com/press/sofi-receives…
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An exciting & proud day @sofi. SoFi has been built 1 person at a time standing on the shoulders of those that came before us. So today we thank all those that have come before us & all those that will help #sofi endure forever in serving our members to achieve their ambitions.
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Interesting $SOFI earnings day fact: Q2'23 marks the first time 50% of our growth in revenue dollars year-over-year was attributable to Technology Platform and Financial Services business segments (our **non-lending** segments).
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What a way to cap an exceptional year, team @SoFi ‼️ And we’re just getting started. As I mentioned on today’s call, I could not be prouder of the results and am even more encouraged by the prospects ahead of us. 💪
SoFi posts first-ever profit with earnings that top estimates yahoo.trib.al/TLZYNcu via @business
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Could not be more excited about the impact of two technology super cycles (AI and Blockchain) that will reshape financial services as we know them. Nearly 8 years since joining @SoFi, going from 652k members in 2018 to over 12 million members now, and roughly $250m in revenue in 2018 to over $3 billion in revenue (TTM), and it still feels like we are JUST GETTING STARTED. We are hiring aggressively and looking for the best of the best in areas of AI, Crypto, Blockchain, and Payments, and any great leader that has the range of working on startup type products/businesses to scaling beyond rapid growth to durable compounded decades of growth.  If you are the best of the best and the SoFi Way and SoFi Core Values give you chills or make the hair stand up on your neck then let’s talk. If you want to change the world with us @SoFi  let us know here: bit.ly/hiringformAN. You can also DM me if you want to keep your interest confidential.
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How about those apples!! 🍎 @SoFi
$SOFI: PROOF OF EXECUTION IN 4 SLIDES Slide 1. EXPLOSIVE MEMBER GROWTH Since Q2 2020 (total publically available data), SoFi has grown its member base at a stunning ~60% CAGR. Growth has been consistent even in extremely tough macro environments! Slide 2. REVENUE AND PROFITABILITY MOMENTUM Total revenue has surged from $231M in Q2 2021 to $772M in Q1 2025, while contribution profit has more than 5x'd to $418M. Most notably, SoFi flipped from significant net losses to positive GAAP net income of $71M in Q1 2025. Slide 3. MARGIN EXPANSION ACROSS THE BOARD SoFi has consistently expanded margins while scaling; hitting 51% contribution, 27% EBITDA, and 9.2% net income margins in Q1 2025. Growth isn’t coming at the expense of profitability. Slide 4. BEATING EXPECTATIONS. SoFi has now triple beat (Top line beat, bottom line beat, raising guidance) every quarter since being a public company, often by wide margins. WHY EXPECT ANYTHING BUT GREAT EXECUTION IN THE FUTURE?
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The @SoFi Way!! SoFi was built for one mission: Help people achieve financial independence so they can realize their ambitions.
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Proud to report @SoFi ’s exceptional results for Q2, which continue to demonstrate our leadership as a one-stop shop for digital financial services. Thank you to our members, clients, and the amazing grit of our team for making this possible. Highlights: ✓ Record adjusted net revenue: $597M, +22% YoY ✓ Diversification on track: combined +46% YoY revenue growth in Financial Services and Tech Platform, now 45% of total revenue ✓ Continued profitability growth: $138M in EBITDA, +80% YoY ✓ 3rd consecutive quarter of GAAP profitability w/ $17M in net income ✓ 41% member growth, now 8.8M members Read more: investors.sofi.com/news/news…
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Giddy up!! 🙏 @SoFi
Just used $SOFI to send money to my cousin in Mexico $50, cost was 25 cents They just ate @remitly ‘s lunch maybe some of western union as well She’s a teacher and works in an impoverished area, I told her to spend it on the kids This will also be huge because I am retiring in 2 months and moving to Mexico. Thanks @anthonynoto Get your money right #fhwr 🐴🐎🏇
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Proud to see @SoFi’s Tech Platform join the AWS Partner Network!
Excited to share Galileo, SoFi’s technology platform, has joined the Amazon Web Services (AWS) Partner Network to expand access to its payment processing solutions. Businesses across industries can now leverage Galileo’s platform on AWS to build, launch, and scale modern financial experiences: galileo-ft.com/news/galileo-… "Every company today needs access to flexible financial infrastructure—whether it's a fintech building digital banking features or an enterprise launching embedded payment solutions,” said Sandy Weil, Chief Revenue Officer at Galileo. “By joining the AWS Partner Network, we’re meeting businesses where they already are, making it faster and easier for them to access our proven payment technology and bring new financial products to market." #AWS #AWSPartner #Partnership #Payments #Fintech
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We are thrilled to be acquiring Golden Pacific Bank to accelerate our pursuit of a national bank charter & to offer SoFi’s products & Galileo’s technology to serve local communities. We will remain 100% digital; no plans to open branches. sofi.com/press/sofi-announce…
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Amazing!! CONGRATULATIONS 🎉🎈🍾 Thank you for trusting us @SoFi
@anthonynoto I would like to personally thank you and your team. I'm debt free now because of you guys.
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Many of you have been asking — and it’s finally here. Options Level 1 are live on @SoFi Invest, rolling out to members now, and fully available by end of month.
You asked. We answered. Expanded options trading* is coming to SoFi! 🎉 Still with no commissions or contract fees (other fees may apply). Look into Level 1 options like covered calls and cash-secured puts on top of our Level 2 access, all in one app. Details and terms at sofi.com/invest/options-trad…
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Now that the deal has closed we can answer questions you may have. The ability to do so prior to closing is limited. The below tweet should provide some clarity to what has been asked. Fresh 🐎 Horses...we ride!!
Our registered offering successfully closed! SoFi significantly strengthened its already strong position with greater strategic and financial flexibility. As discussed in connection with our Q2 2025 earnings release, SoFi’s capital position was already adequate for our plans and more than adequate relative to our required capital ratios. Which may beg the question…why raise more capital? Here is our perspective on what this additional capital means for SoFi and our members. This opportunistic capital raise: 1) Is a proactive step to provide flexibility to pay down expensive debt and to further strengthen SoFi’s ability to consider opportunistic acquisitions (though none are currently contemplated). 2) Gives SoFi an even stronger position for potentially greater growth (organic or inorganic) than we currently have planned and communicated over the intermediate to long-term horizon. 3) Increases SoFi’s net cash position, and the additional net interest income from greater net cash would reduce interest expense, assuming a pay down of debt. As such, the combination is neutral to EPS. In essence, this additional capital will fuel continued innovation and growth as SoFi strives to help members get their money right. Thank you to shareholders for their support! investors.sofi.com/news/news…
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So #proud of our team @Twitter. A return to Rev growth (despite tough comps & reducing expense 14%), record EBITDA margins of 42% > LT Margin of 40-45%, GAAP EPS profitable $0.12/sh, 1,140 Live events, 12% Y/Y growth in DAU our 5th consecutive quarter of double digit DAU growth nitter.app/TwitterIR/status/96157…
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I've always said it's a matter of when, not if, @SoFi becomes a top 🔟 financial institution. And today we took another step in that direction as we became the official banking partner of the @NBA 🏀 And we’re especially proud to partner with a top 🔟 player like @jaytatum0 — a generational basketball talent who will be working with us to create our new SoFi Generational Wealth Fund 💸 Welcome to team @SoFi 💪 🔥‼️ apnews.com/article/jayson-ta…
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People do not understand how insane this is.
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We are expanding our loan platform business to help more members get their money right and generate additional fee-based revenue for our business. Thrilled to build on our partnership with Fortress and Edge Focus!
SoFi has secured a $3.2 billion expansion to our Loan Platform Business across agreements with Fortress and Edge Focus. This commitment helps us serve the financial needs of more SoFi members. Read more here. ⬇️ businesswire.com/news/home/2…
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Obvi I am a fan of @sofi invest so want to share the below. Open an Active Investing account with $5,000 or more, and you'll get $50 in stock. 50/5000Use sofi.com/share/invest/683482
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Alright Guys, it’s so freaking easy to sell calls and puts on $SOFI invest. Love how it tells you how much the stock has to move to hit your strike as well. Well done, $Sofi. Well done. I’m one of the largest option’s sellers on social media and I approve this message :)
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Game Day at the 8th Wonder of the World @SoFiStadium @SoFi ‼️
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2024 was a tremendous year. Our best year yet‼️ @SoFi’s record revenue, profit, members, products, and returns are a testament to the absolute grit of our team, and the future has never looked brighter. More here: investors.sofi.com/financial…
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Replying to @DataDInvesting
how 'bout them apples 🍏 ‼️ - Also Thank you for your passion for $SoFi and all of the hard work you put into analyzing it.
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Appreciate all of the hard work that goes into sharing all angles and perspectives (positive and negative) on @Sofi. One of our core values @sofi is that everyone should feel welcomed and be able to contribute. This platform affords that opportunity and I appreciate all perspectives.
Unsurprisingly, $SOFI bears have cherry-picked the only bearish part of very bullish data. The data do show that August M/M numbers were down 22% from July. However, they failed to mention that is still 41% YoY growth and in July and August combined, there was 59% Y/Y growth compared to July and August of 2025. 59% YoY growth for all of Q3 would be $7.78B in PL originations and would be 11.6% Q/Q growth from Q2. The point of highlighting a one-month drop of 22% was to stoke fears of a slowdown in business. The overall data show quite the opposite. The data does not show September so I'm just extrapolating to get the $7.78B number, so take that with a grain of salt. As an aside, YipitData's historical backtest accuracy actually looks quite good. Their data seem very credible... which is great since it's so bullish. As I said in my post earlier. A single M/M data point in isolation is probably just noise and not signal. However, the overall signal is looking very nice. Thank you @MultiMismanaged for giving us cherry-picked FUD that actually led to discovering a very bullish trend.
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See you at the Nasdaq open Tuesday ‼️
The transaction has officially closed. See you as $SOFI at the opening bell on @Nasdaq on Tuesday, June 1st. Read more here: sofi.com/press/sofi-leading-…
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Replying to @DataDInvesting
You guys are killing me. Just let it be and it will be.
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Let's go America!! 🇺🇸 🇺🇸 🇺🇸 USA USA USA‼️ Let's get it done WDW
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Our bunker room @twitter we have unbelievable team❗️#golive #TNF #OneTeam
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When the stakes are high and the standard of success becomes being perfect (fair or unfair doesn't matter) there is only one way forward....unmatched leadership, unmatched hardwork and unmatched grit. God Bless...WDW...Fresh Horses.... piped.video/kL2FJKX9ZXQ
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Very excited about the innovation we can drive via blockchain and crypto across our businesses. @Sofi ‘s planned new international payments (frequently called remittances) will convert fiat to crypto, transmit via blockchain, and convert to local fiat. It's only day 1 of the type of innovation that can be driven via blockchain, crypto, and AI to make financial services faster, easier, safer, more accessible, and lower cost for our members‼️
📣 BIG new feature announcement incoming for SoFi—TWO, actually. 1️⃣ Send money worldwide faster, easier, and for less 🌎 And, 🥁 please… 2️⃣ Crypto’s back, baby 😎
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And the best part is: we're just getting started‼️ I’m so proud of our relentless team and their proven ability to not only survive, but thrive, and go on to deliver record results – even in the face of industry volatility and macro uncertainties. And I always appreciate the chance to catch up with the talented @business team – thanks for having me!
SoFi climbed 22%, the most since July, after reaching profitability for the first time. Here's what CEO Anthony Noto had to say 👇 trib.al/ugkVym6
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🚀Crypto is coming back to the @SoFi app and it’s better than ever. Join our waitlist by 11/30/25 and open your account once you're notified for a chance to win a Bitcoin. sofi.com/signup/waitlist/cry…  We’re making access to buy, sell, and hold crypto seamless for our members.
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Today we’re welcoming MVP @JoshAllenQB to team @SoFi ‼️ Josh’s grit, determination, and performance at the highest level make him a great match for SoFi Plus - the MVP for your money - inspiring our members to pursue their biggest ambitions.
It takes an MVP to know an MVP. That’s why we couldn't be more excited to partner with MVP @joshallenqb! He’s joining #TeamSoFi to give your money an edge with SoFi Plus—the MVP for your finances that can unlock $1,000+ in annual value! Download the app to get SoFi Plus today. sofi.com/sofi-plus//?utm_sou…
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WOW‼️💥🔥 Humbling to see @SoFi recognized as a top 5 bank in US in the newest @Forbes World’s Best Banks report ‼️ So proud of what #TeamSoFi is building 💪 So THANKFUL FOR OUR @Sofi Members.
Meet The World’s Best Banks 2024 trib.al/WeslKGH #WorldsBestBanks
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Historically, the retail investor community has had few opportunities to invest in privately held companies, but at @SoFi, we firmly believe in broadening access to potentially valuable opportunities. 💪 And today marks yet another milestone on our path to helping our members achieve financial independence. We’ve announced access to three new private market funds through our relationship with @TemplumHQ: The Cosmos Fund (with sole exposure to SpaceX) along with two additional private equity funds: Pomona Investment Fund, and StepStone Private Markets Fund. 📣 Details here: sofi.com/press/sofi-expands-…
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I am with ⁦JACK‼️ ⁦@jack
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A tremendous first quarter for @SoFi and we're just getting started. Thanks so much for having me on @SquawkCNBC this morning @andrewrsorkin, @BeckyQuick and @JoeSquawk @jimcramer
“The regulatory environment is definitely evolving,” says SoFi CEO @anthonynoto. cnbc.com/video/2025/04/29/so…
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🔥 @Sofi it still feels like we are just getting started!!
🚨 very important milestone! The first U.S. bank to use Bitcoin and Universal Money Addresses (UMA) to offer 24/7, realtime, cheap global payments to its customers. @SoFi 🤝 @Lightspark. Launching very soon!
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Incredibly proud of our team for building a great product that can only be done @SoFi given our uniquely complete suite of products and because they are digital only products‼️ @SoFi Plus is America’s most rewarding financial membership. SoFi Plus members can unlock $1,000+ in value across banking, investing, spending and more. Available for just $10/month or at no cost with direct deposit.
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I’m excited to share with you @SoFi’s all-new robo investing experience. We have revamped our robo advisor to give investors more control, more personalization, and greater transparency so they can invest smarter, not harder. In addition, our robo portfolios are now built in partnership with @Blackrock, giving SoFi members exclusive access to institutional expertise to diversify their portfolios.
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👇 More opportunities to invest in private companies
✨New SoFi Invest® opportunities incoming✨ SoFi members have even more ways they can diversify their portfolio with alternative investment opportunities! You can get access to commodities, private credit, and now expanded access to pre-IPO unicorns and privately-held, venture-backed companies through asset management firms @fundrise, @CashmereFund, and Liberty Street Advisors. Explore holdings in leading AI, machine learning, and fintech firms. Learn more: sofi.com/invest/alternative-…
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Retail investors want to invest in today’s most valuable privately held companies, but access has long been limited to high-net-worth individuals and large institutions. SoFi is proud to be one of the few platforms that has unlocked these opportunities for our members.
This just in: We’ve teamed up with @TemplumHQ to offer accredited investors* expanded access to private markets including a new class of the Cosmos Fund (with sole exposure to @AnthropicAI), and private equity funds Pomona Investment Fund and StepStone Private Markets Fund. Learn more: sofi.com/invest/private-mark…
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With our largest single commitment for @SoFi's Loan Platform Business to date, we are diversifying our business and helping more members get their money right.
SoFi has signed our largest Loan Business Platform agreement to date: an up to $5 Billion agreement with @BlueOwlCapital managed funds. This commitment helps us serve the financial needs of more SoFi members. Read more here 👉 businesswire.com/news/home/2…
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No one better to do that than @Sofi @howardlutnick @elonmusk @POTUS
@anthonynoto if you haven't, watch the Howard Lutnick All-In interview... the administration wants to work with companies directly and, in return, get a piece of the stock upside for the sovereign wealth fund or SS fund. Student Loans? Payments?
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It's a whole new day‼️🔥
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I hear the train a coming…coming around the bend!!
$SOFI is basically the best at everything they do except the Invest tab.. when they get as good as $HOOD then we’ll have a full house! Save Protect Borrow Invest Spend Better with @SoFi !
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Congratulations to our Ellie. So proud of you‼️❤️🔥 #GoIrish@NDWomensLax
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BOOM 💥
Football will be played here this month 👀
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For many SoFi members, sending money to family abroad isn’t optional - it’s essential. That’s why we partnered with @lightspark to power our soon-to-launch blockchain-enabled international money transfer service directly from the SoFi app.
We’ve partnered with @lightspark to launch our new international money transfer service! With this partnership, SoFi will be one of the first U.S. banks to offer a blockchain-powered global remittance capability, making it faster, cheaper, and more transparent for our members to send money globally. Read more here 👉businesswire.com/news/home/2…
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Big congrats and thank you to #TeamSoFi, the future is bright! And I am fired up for what’s in store‼️
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We're excited to announce our new SoFi at Work partnership with @Paychex!
Accessing the right financial tools just got easier. SoFi at Work financial well-being resources and solutions are now available to millions of @Paychex users–including personal loans, loan refinancing, emergency savings, financial advisors, and more. businesswire.com/news/home/2…
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“It’s a matter of when, not if, we become a top 10 financial institution in the country. ‘When’ is going to be driven by @SoFi continuing to deliver on being a household brand name, on being a trusted partner for our members." Enjoyed speaking with @barronsonline about @SoFi’s journey to success and the most pressing topics facing the banking industry 🏦 Read more of our conversation here: nitter.app/barronsonline/st…
The CEO says it’s a matter of if, not when, the financial services company becomes a top 10 financial institution in the country. on.barrons.com/44HSZc6
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I agree with your thesis @bgurley 👇 that there will be a new large alternative payment network (not sure about the replacing piece) and only one of those companies you listed has the best most sought after bank license to innovate across all key areas to gain the NETWORK EFFECTS required to have a great payment network. The BEST license is an OCC national bank charter that can accept deposits (that are insured by the FDIC), provide transactional accounts people already trust (ie checking and savings), earn federal funds interest rate on deposits at the Fed bank (no need to buy treasuries or other duration risk yielding instruments), offer loans, issue stablecoins, own a layer 1 blockchain, etc etc etc etc.... Oh let's not forget they already own payment processing and issuing technology that processes ~8 billion transactions a year. The other companies to compete will likely apply for more limited/inferior OCC licenses (ie Trust Bank Charter) in order to issue stablecoins but that won't be enough... over the long run through political cycles/administrations/regulatory leadership changes and innovation cycles we will see who has a competitive advantage. 🤫 And as importantly who can execute!! Fresh Horses We Ride!!
Now seems highly probable that a new payment alternative emerges in the US (replacing credit/debit cards) on top of stablecoin rails. Just too damn efficient & cheap. Good riddance as they say! Who do you think is most likely to emerge as the new consumer payment app leader?
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GME and AMC are NOT restricted @SoFi
@chamath is SoFi going to restrict trading for GME and AMC?
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Could not be prouder of our team for all that we were able to achieve with an incredibly strong end to an exceptional year‼️
Replying to @SoFi
"Our adjusted net revenue grew 52% in 2022 to over $1.5 billion, and we delivered nearly five times the adjusted EBITDA we did in 2021. We obtained a national bank license...allowing us to be incredibly flexible in a rapidly changing environment.' - @anthonynoto
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Replying to @PaperBozz
.Thanks for sharing this feedback. Hear you loud and clear and I’m sorry you had a bad experience with our bug reporting. We’re working hard to improve @SoFi Invest and wanted to share with you some key updates we have planned. Roadmaps are subject to change but this gives you perspective on our plans to optimize the experience: • Make withdrawals from SoFi Invest to SoFi Checking or Savings account instant. > Q3 Delivery - in employee beta. We’re also increasing limits to $250K per day, $1M per month. • Add level-1 options > Q3/Q4 Delivery - in employee beta • Allow options trading in IRA > Q4 Delivery • Allow greater than $50k daily limit withdrawal. > Q4 Delivery • Organize orders under tabs such as pending, canceled, completed and all or add organization filters > Targeting Q4 Delivery • Rework display issues/layout on stock details page for SoFi Invest > Targeting Q4 Delivery • Add ability to click on a pending order and resubmit with a new price and/or share option amount. > Q1 ‘26 Delivery • Fix push data on position details page not updating position's total profit or loss, percentage, and other updatable data. > We have a stretch goal for Q4 to deliver Tax Lots - which will make this easier to manage. • Fix lack of real-time price data push update on order entry screen. > Not Planned - this is intentional. While we can support real-time push updates, our target members aren’t ultra-active traders and found it confusing. We’re exploring an optional “active trader” mode for the trade ticket, which may include this feature. • Cost basis issue when exercising options with existing shares. > We have not seen other reports on this issue but the team is checking in with our data partners. • Fix pending orders not showing up on the stock details screen. > We have this capability today, but the team has plans to make pending orders easier to find.
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Hey @DOGE, outsource the whole program to $SoFi. They can set it up on their Loan Platform Program at half the cost. You set the lending criteria and leave the servicing and rest to them. They can run the capital markets aspects of it too. npr.org/2025/03/21/nx-s1-533…
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You mean no other fintech? and no other tech company? 🤷 Get some of that!!
Here is a comprehensive list of companies who fulfill these 3 requirements: 1) Market cap above $10B 2) 3-yr revenue CAGR >35% 3) Free Cash Flow margin >35% $NVDA $DUOL That's the entire list.

ALT Duolingo Cool GIF

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Exceptional results @sofi team‼️ THANK YOU 🙏
📣 Our Q2 results are in! Our one-stop shop strategy continues to deliver strong, diversified growth and profitability, despite macroeconomic volatility. For more details visit: investors.sofi.com/news/news…
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There are 33 million small businesses across the US, and many people dream of starting one of their own to achieve financial independence. Sometimes it’s hard to know where to start. That’s why I’m excited to share that @SoFi is launching business banking and financing options via partnerships to better serve entrepreneurs. Whether you’re just getting started or already running your own business, we’re here to help you get your money right and help turn your dreams into reality.
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Thrilled to see @SoFi included in this year's @TIME list of the 100 Most Influential Companies of 2022. We are on a mission to help people get their money right and we're only just getting started...‼️ #TIME100Companies
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Yes we are paying attention.
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SoFi: Money & SoFi Invest are NOW available download👇. SoFi Money has high interest, no fees, no restrictions & full functionality to spend (whenever & wherever) & save. SoFi Invest — you can buy Stocks or ETFs or Robo Funds No commissions or SoFi fees itunes.apple.com/us/app/sofi…
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Approaching 6 years @Sofi and I still get chills and that amazing 1st day feeling when I walk into our building 👇at O dark thirty in the morning. So proud of what we our building, but also in awe of how much opportunity is still ahead. It really is still day 1 EVERYDAY. It’s a matter of when not if….on so many audacious goals‼️
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It’s the post we’ve all been waiting for: Early access for crypto at SoFi starts today 🙌 Be one of the first to experience a new era of personal finance by joining the waitlist before 11/30/25: sofi.com/crypto/
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This is the power of @SoFi’s one-stop shop. We’re executing from a position of unparalleled strength, innovating faster than ever before and accelerating our investment from here‼️
Our battle-tested strategy and diversified business is built to deliver a winning combination of growth and returns. Our record results demonstrate the power of our strategy in action, driving value for our members across the business.
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100% self serve wires @SoFi are quick, effortless and secure with no human interaction necessary. Just did a wire from my phone in less than 2 minutes. Didn't need to speak to anyone. Enter info, verify identification with photos of license (front /back) and a selfie. 💥BOOM💥
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@SoFi Q2 2025 results crush the rule of 40 at 73%.....44% Revenue growth and 29% EBITDA margin!! @kylewhitegoat thank you for the analysis
$SOFI (SOFI RULE OF 40) The business is showcasing an exemplary balance between revenue growth and profitability sustainability across all cycles the past 3 years
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Excited to see @SoFi listed in @themotleyfool's Safest Banks in the U.S. rankings for July 2024 ‼️ fool.com/the-ascent/banks/sa… Appreciate the recognition of our commitment to security and transparency as we build the future of finance. 🏦🔒💪
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$SOFI 🚨BREAKING NEWS 🚨 Mesh Payments teams with SoFi Bank as sponsor bank Mesh Payments, an innovator in global travel and expense management, has joined forces with SoFi Bank as its sponsor bank and with Galileo Financial Technologies, a leading financial technology company owned by SoFi Technologies (SOFI) as its longtime payments processor. This partnership integrates Mesh Payments’ next-generation expense and card infrastructure with SoFi Bank’s scalable financial framework and Galileo’s modern, customizable API-based payments processing platform. By uniting these capabilities within a single ecosystem, Mesh Payments is positioned to streamline enterprise expense management, reduce inefficiencies and deliver innovative solutions to its clients more quickly. SoFi Bank’s selection as Mesh Payments’ sponsor bank underscores its emerging capabilities in commercial payments services.
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We 👂 you
I would much rather pay money to $SOFI to help me do my taxes than $INTU TurboTax. @SoFi already has the bulk of my financial information at their fingertips. I know you've talked about this in the past @anthonynoto , but it really would make things easier.
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🙏🏴‍☠️
3 MOST IMPORTANT RULES IN INVESTING 1. Never bet against the American economy 2. Never bet against Elon Musk 3. NEVER bet against Anthony Noto
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Whoa! SoFi officially hit 10M members. We’re on a mission to help members achieve financial independence to realize their ambitions—and milestones like this are simply a reflection of all the ways they've hit theirs. Celebrate in the Ambitions Club ➡️ bit.ly
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The best is yet to come for @SoFi‼️ We're just getting started. 💪🏻 Thanks so much for having me on @technology this morning @MikeShepard4 and @CarolineHydeTV!
"We're in the best position we've been since I've been here, and so far for the last seven years," says SoFi CEO Anthony Noto on the company's earnings report trib.al/Kpdvdjx
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We’re making tremendous progress in our shift toward more capital-light, high ROE, and fee-based revenue sources. ✓ After launching these products just five years ago, Financial Services segment revenue is now nearly a $1 billion annualized business, growing more than 100% year-over-year, with significant upside in product growth and monetization ahead. ✓ Combined, fee-based revenue made up $174 million – or a quarter – of our adjusted net revenue in Q3. ✓ This revenue grew by 65% year-over-year. On an annualized basis, that’s nearly $700 million in revenue.
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THANK YOU 🙏 to our @sofi team that continues to show resilience by delivering record results despite volatile financial markets and the uncertain economic environment with our 6th consecutive quarter of record revenue‼️
Replying to @SoFiIR
“Our third quarter results demonstrate the continued resilience of both our team and business in our ability to deliver another quarter of record revenue, EBITDA, and strong overall operating results.” – @AnthonyNoto $SOFI
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And I can’t wait to see what the next 5+ years have in store for us, team @SoFi! Big thanks to @CNBC team for taking time to talk $SOFI Q2 earnings 🔥, the future of fintech 🏦 , and beyond.
Five years ago, we focused on strong unit economics per product. Now, Q2 marks our 9th consecutive quarter of record revenue and 4th consecutive quarter of record adjusted EBITDA. Watch CEO, @anthonynoto and the @CNBC team discuss $SOFI. ⤵️
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Nearly 3.4M Americans rely on @USDirectExpress, @USTreasury's largest prepaid debit card program, to access their federal benefits payments. Proud to share that @GalileoFintech is part of the team selected by Treasury's Bureau of the Fiscal Service for Direct Express
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Join me to start earning more money with SoFi Checking and Savings. You’ll earn up to 3.75% APY and pay no account fees. $250k FDIC insurance. Use my link to sign up and you’ll get a $25 bonus and up to $250 when you set up direct deposit. sofi.com/invite/money?gcp=8e…
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available to invest on @sofi
We are known for our early investment in @Tesla. Now, investors can access @elonmusk's private companies like @SpaceX, @X, and @XAI in the ARK Venture Fund. To learn about the Fund and view current holdings, click here: ark-ventures.com/portfolio/. Holdings are subject to change.
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It would great if every 5th tweet wasn’t from @elon or @Jason. I love your twts but I need to see others fix the algo pls. Also I see the same 3-5 twts repeatedly. If I dwell on a twt at 7:30 am please don’t show it 4 more times in the day. @jack help 🙏
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We are excited to announce that SoFi’s new commercial payment services sponsor bank program is built on Galileo’s powerful Cyberbank Core – a key proof point in our continued effort to drive innovative ways to stay ahead of the evolving needs of our members, partners, and customers while also defining the future of fintech. Galileo's modern, cloud-based platform will power a range of payment services to commercial clients, including debit, prepaid, ACH and wire transactions, and associated banking services. businesswire.com/news/home/2…
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love it when banks charge fees to take a customers money
Hey come join the party @SoFi 3.8% APY on Savings No account fees Incredible customer service🍿🇺🇸
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1/ The GENIUS Act is a great step to modernize our financial system, but it doesn't go far enough. Its prohibition of paying interest on payment stablecoins is a loss for consumers, and a clear concession to incumbent banks. While this legislation is important in driving mainstream adoption of digital assets, it prevents customers from sharing in the returns that companies generate on stablecoins in order to protect the big banks. 🧵
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