* Passionate about most things personal finance * Own & manage short-term and long-term rentals on Florida's nature coast *
Tampa Bay, FL
- Tweets 35,324
- Following 525
- Followers 36,475
- Likes 79,263
If you invite people over for a meal, you're paying for the food. If you want people to bring some parts of the meal, then ask them, like drinks or dessert. This is so...rude.
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I turned 33 this weekend.
I own 8 Airbnbs that generate $20k per month.
Here are 33 things not all Airbnb hosts have (but totally should):
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My dad used to pay me $1 if I ordered water at a restaurant
He explained it benefitted both him and me financially
And that it was healthier
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I can use Microsoft Excel to analyze a real estate deal in under 10 minutes
My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide.
Let me show you:
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I can use Microsoft Excel to analyze a real estate deal in under 10 minutes
My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide.
Let me show you:
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If you think a bunch of rich people being taxed on unrealized gains won't affect you
You're very wrong
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Why does the US government limit what we can contribute to our retirement accounts?
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Am I crazy for thinking this?
In all likelihood, my parents will leave my siblings and me a good-sized inheritance
But who cares?
My parents are in their 60s, and their moms are still alive!
Life changing money in your 60s isn't really life changing money imo
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At 27, I had my own office in the penthouse, a reserved parking spot for my BMW, a primary home in a golf course community, and 1 rental property.
That's the year I was diagnosed with depression.
Be careful chasing society's dream for you.
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I've put $250k of my own cash into stocks...now worth $500k
I've put $250k of my own cash into real estate...now the equity alone is worth $1 million.
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I've put $250k of my own cash into stocks...now worth $500k
I've put $250k of my own cash into real estate...now the equity alone is worth $1 million.
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At 33, I have 9 short-term rentals and 3 long-term rentals
I wouldn't be where I am without Bigger Pockets
These 6 books were crucial reads:
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I own and manage 8 short-term rentals (Airbnbs)
These are the 8 most expensive parts of setup (I learned the hard way):
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Anybody else have family members who leave their AC at 79 or 80 and you go over there and just sweat the whole time?
How much money could this possibly save?
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It's been a wild 5 years.
Age 27:
- BMW
- 1 rental
- Nice house
- On track to retire in my 50s
Age 32:
- Accord
- 12 rentals
- House hacking
- Financially free
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I can use Microsoft Excel to analyze a real estate deal in under 10 minutes
My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide.
Let me show you:
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My friend was just quoted 1.26% to invest $50,000 with a financial advisor.
This seems high to me, and I told her as much.
Am I off base?
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How to become a millionaire:
1) Pretend you make 20% less than you do
2) Invest that 20%
3) Wait
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I've put $250k of my own cash into stocks...now worth $500k
I've put $250k of my own cash into real estate...now the equity alone is worth $1 million.
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Real estate has been paying my bills for a while now
Time to take the training wheels off
I just put my notice in 😎
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At 33, I have 10 short-term rentals and 3 long-term rentals
I wouldn't be where I am without Bigger Pockets
These 6 books were crucial reads:
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How to become a millionaire:
1) Pretend you make 20% less than you do
2) Invest that 20%
3) Wait
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I've put $250k of my own cash into stocks...now worth $500k
I've put $250k of my own cash into real estate...now the equity alone is worth $1 million.
Did I lose money?
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I think $2.5 million is enough to retire on
That's 25x $100k (i.e. 4% rule for $100k/yr)
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My Airbnb (Short-Term Rental) Payouts for April:
Week 1: $5,768.44
Week 2: $7,159.95
Week 3: $5,270.56
Week 4: $5,231.98
Total: $23,430.93
Interested in how to get started?
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By the time you're 30, you should be aware of:
- 401ks
- HSAs
- Roth IRAs
Agree or disagree?
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My friend said to me the other day
"My car is SO old"
I later found out it's a 2017
Anyone else think that's not that old? Lol
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This is how I use Excel to analyze a real estate deal in under 10 minutes
My spreadsheets are like 3rd grade math. I literally add, subtract, multiply, and divide.
Let me show you:
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At 27, I had my own office in the penthouse, a reserved parking spot for my BMW, a primary home in a golf course community, and 1 rental property.
That's the year I was diagnosed with depression.
Be careful chasing society's dream for you.
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Adulting Is Easy now has 30,000 followers!🙏
Hi! I'm Lauren:
- Age: 33😁
- Married💍
- Podcaster🎤
- Sports fan🏒
- Index funds📈
- Sales career ☎
- Tampa Bay, FL🌴
- Honda Accord🚘
- Multi-millionaire💵
- Real estate investing: 14 doors🏡
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Give me some talking points to talk my husband out of buying a new vehicle when his 4Runner is only 9 years old with 130k miles:
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Just put a deposit down on a new one of these babies 🤑
May pay cash, may not depending on the interest rate
But go ahead and roast me
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Airbnbs generate almost $20k in bookings per month
In honor of me being 33 years old
Here are 33 things not all Airbnb hosts have but totally should:
(Bookmark this)
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At 27, I was diagnosed with depression.
I had a private office, reserved parking spot for my BMW, primary home in a golf course community, and 1 rental property.
Be careful chasing other people's dreams.
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I have 8 short-term rentals and 4 long-term rentals
I wouldn't be where I am without Bigger Pockets
These 6 books were crucial reads:
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Living with your parents is fine
Giving me financial advice while living with your parents is not fine
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I own and manage 8 short-term rentals (Airbnbs)
These are the 8 most expensive parts of setup (I learned the hard way):
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My husband told me last year he wanted our net worth to hit 1M before he turned 30. He's 28 and gosh darn it, I think we're gonna do it!
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In 2022, the average new car payment was $700.
In 2012, my first house payment was $725.
How are people surviving?!
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In 2022, the average new car payment was $700.
In 2012, my first house payment was $725.
How are people surviving?!
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I don't have to work today
I don't have to work for anyone else ever again
Wonder when that will sink in
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I requested a credit limit increase on my credit card.
Got an extra $7k instantly!
Will I use it? Nah, but it lowers my utilization, which is good for my credit score.
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Husband & I have 8 Short-Term Rentals/Airbnbs
Here are 4 things I'd do differently if I started over:
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Why anyone would rather work than fish, golf, play pickleball/tennis/volleyball, learn a new language, go on the boat, snow ski, eat, drink, travel, shop, read, get massages, watch sports, etc., is insane to me.
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In the past, men worked 1 job and women stayed home...
Then, women starting working...
Now, side hustles are on the rise...
Where does it end?
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I have 8 Short-Term Rentals/Airbnbs
Here are 4 things I'd do differently if I started over:
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🙋♀️My Bio:
- 32 year old married to 29💍
- Loc: Tampa Bay, FL 🌴
- 9-5: Sales💰
- Bachelor's: Finance - Univ of FL🐊
- Grad Cert: Personal Finance - Boston U 📚
- Real Estate Investor (12 doors)🏘️
- Podcast Host🎧
- Index Fund Investor📈
- Newbie Crypto Investor 🪙
- Millionaire🤑
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Thank you for 25,000 followers!
I'm Lauren🙋♀️
Age 33, married to 30💍
Real Estate Investor 🏠
University of Florida🐊
Index Fund Investor📈
Boston University 📚
Multi-Millionaire 🤑
Tampa Bay Area🏖️
Podcast Host🎙️
Airbnb Host🏘️
Sales pro💸
FI😎
Level up your Twitter timeline:
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It took me just a little bit too long to realize I should have been maxing the match on my 401k and not maxing the whole damn thing.
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By the time you're 30, you should be aware of:
- 401ks
- HSAs
- Roth IRAs
Agree or disagree?
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I know someone who won a $1 million lotto
They took a year off work, spent it all, and went back to the same job
Would that be you?
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Do I WANT to sit on my ass and do nothing?
No
Do I want the OPTION to sit on my ass and do nothing?
Yes
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Our stocks are worth over $700k
That's the good news🤑
$550k of it is in retirement accts
That's the bad news 🫠
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My dad taught me about stocks, 401ks, and IRAs
My mom had a rental property
Grateful 🙏
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My dad taught me about stocks, 401ks, and IRAs
My mom had a rental property
Grateful 🙏
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Why anyone would rather work than fish, golf, play pickleball/tennis/volleyball, learn a new language, go on the boat, snow ski, eat, drink, travel, shop, read, get massages, watch sports, etc., is insane to me.
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My boss was ecstatic with my 3 series BMW purchase
Said he wanted me in a 7 series ASAP
Took me too long to realize why....
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If I were just starting out, here's what I'd do:
- Maximize income
- Live on 50%
- House hack
- Max 401k match
- Max Roth
- Invest in real estate
- Fund a brokerage
- Buy some crypto (1-2% of portfolio)
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One time in college, I won a stock investment simulation because I forgot we were doing it for the entire semester so I never traded any of the stocks.
Learned my lesson!
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