Excited to kick off XRP Community Day with major news—Ondo Finance is bringing tokenized U.S. Treasuries to the XRP Ledger. This integration will provide institutions 24/7 secure, compliant liquidity and strengthen the XRPL’s role in driving real-world asset innovation on-chain. Join me at XRP Community Day at 11:30 AM ET / 4:30 PM GMT, where I’ll dive into what’s driving institutional adoption of DeFi.

See you soon, Tokyo! 🇯🇵 Excited to be speaking on the main stage about RWA tokenization at @WebX_Asia alongside blockchain industry leaders from @Mastercard, @Bank_of_Japan_e + more. The #XRPL energy & innovation in Japan is top-tier – looking forward to an all-star event.

“Our meetings with TradFi around tokenization have become much more tangible. They now come to @Ripple with real use cases teed up.” At #FTCrypto yesterday I discussed why it won’t be long before banks are ready for mass adoption of blockchain. Spoiler alert: it’s happening!

Yet more momentum as a tokenized money market fund from UK asset manager @abrdn_plc launches on the XRPL! In addition, @Ripple will allocate USD$5 million into the fund to support the growth of real-world asset tokenization.

In a recent conversation with Leonard Schellberg at @beincrypto I discussed how @Ripple is unlocking the next phase of blockchain utility for institutions on the XRP Ledger (XRPL). The XRPL is acting as a foundational layer for financial applications such as the tokenization of real-world assets. Two recent Ripple partnerships highlight this: Our work with Ctrl Alt and the Dubai Land Department (DLD) has seen the DLD issue title deeds directly on the XRP Ledger. Guggenheim Treasury Services is issuing tokenized commercial paper on the XRPL in partnership with @Ripple and @zeconomy_x . As these use cases are established on the XRPL, new features such as the recently launched EVM sidechain are further enabling programmable, compliant DeFi and paving the way for a multi-chain future. And as the interaction between decentralized and regulated systems becomes the norm, the importance of public blockchains like the XRPL, which offer transparency, immutability, and security, is growing. It was a really enjoyable discussion. You can read the full BeInCrypto article here: beincrypto.com/ripple-exec-o…

#FTCrypto events are always high quality. Excited to be joining the @FTLive Crypto & Digital Assets Summit: Winter Edition in a couple of weeks to discuss how tokenisation can bridge traditional finance and crypto markets. Hope to see you there! cryptowinter.live.ft.com/hom…

👀 tokenized money-market funds from @StateStreetGA, @LGIM and Fidelity International on the XRP Ledger through @ArchaxEx. Financial assets will live onchain. Period.

Another strong signal that traditional finance is coming "on-chain" as Societe Generale-FORGE brings its EUR stablecoin to the XRPL! 🚀

Announced today: Tokenized US Treasury bills are coming to the #XRPL thanks to @OpenEden_Labs. The pace of real-world asset tokenization is increasing!

Super delighted to announce @Ripple's collab with @ArchaxEx. It's been great working with @grodfather and his team to get this over the line. The tokenized RWA revolution is coming B-I-G to the #XRPL!

Props to @Messari and @redvelvetzip for their exceptional Q2 #XRPL report! If there’s one thing you read about the XRP Ledger today – let it be this. Good recap on ecosystem developments, transaction types, and ledger functionality updates. {X}

As with all new technologies, real-world asset (RWA) tokenization won’t be delivered with a sudden leap from old to new. It will be an evolution. We witnessed something similar when early financial markets made the move from paper to fully electronic systems. It didn’t happen overnight. The evolution of tokenized assets is following a deliberate, incremental path. Legacy structures and legal frameworks remain important in helping institutions engage with the new technology. For instance, Special Purpose Vehicles (SPVs) are providing familiar legal wrappers and operational models, helping institutions engage with blockchain at scale by holding assets like US Treasuries and real estate off-chain while issuing digital tokens on-chain. But SPVs are not the destination. The true future lies in natively-issued on-chain assets. This transformation isn’t just a technical upgrade; it’s a complete redefinition of financial logic, where compliance is enforced by code and settlement is instant. Read more of my thoughts on this topic here: ripple.com/insights/from-imm…

I believe tokenization can be a turning point for financial institutions. Real assets like bonds and private credit are moving onchain. This isn’t about speculation— it’s about leveraging public blockchain technology to enable faster settlement and broader market access. The shift is already underway. Here’s my latest byline with @AmerBanker on what U.S. institutions need to know 👇

With the #TokenizedAssets market set for exponential growth, public blockchains have the potential to foster institutional #DeFi adoption and transform the global financial system. It’s only a question of how rapidly. My latest in @CoinDesk: tinyurl.com/3t7ufv8e

Last month we hosted Apex 2025 in Singapore. The annual summit brought together the global XRPL community, including developers, innovators, businesses, and investors from across Asia and beyond for three days of powerful discussions and cutting-edge demos focused on blockchain and the XRP Ledger ecosystem. The Ripple team did a fantastic job, delivering a forward-looking and energizing three-day event. There were many great sessions but one of my personal highlights was my keynote discussion with Sam Bizri from Zeconomy, which was hosted by Shaurya Malwa from CoinDesk. In this session, we discussed how Zeconomy is bringing new institutional use cases onchain, including the first native digital commercial paper on XRPL in the form of Digital Commercial Paper (DCP) which is administered by Guggenheim Treasury Services, one of the largest independent commercial paper platform managers in the world. We also discussed broader tokenization use cases, compliance requirements and opportunities for developers to get involved. There can be no doubt that the future of finance is being built around us right now. If you missed the session, you can watch it back here: piped.video/watch?v=E43t7oIw…

I'm NYC bound for @blockworksDAS! I'll be diving into the institutional case for RWA tokenization & how @Ripple is leading the charge. Catch me on the main stage with @CamiRusso on Thurs, March 20. Always great to be back in the city where financial innovation never sleeps! 🗽

Driven by an emerging collective global effort, primarily among the largest financial players, tokenization technology is fundamentally changing finance. Tokenization is transforming financial assets into programmable, interoperable tools, enabling 24/7 transactions, fractional ownership, and automated compliance. At @Ripple we are excited about the potential of tokenization technology - and even more so following the launch of our new report with @BCG which looks at the status of the real-world asset tokenization market and forecasts that it could increase to almost $19 trillion market by 2033. The market is about to take off! 🚀 Full report here: ripple.com/lp/bcg-tokenizati…

A lot has already been said about @Robinhood’s announcement this week — and rightly so. The launch of tokenized equities in the EU by a company like Robinhood is a big deal. Here’s what it means: - EU customers will be able to access commission-free, 24/7 trading of tokenized U.S. stocks and ETFs — including names like Nvidia, Apple, and Microsoft. And EU investors in the tokenized stock will have the same user experience as US investors buying the underlying stock. - What’s more, tokens tied to private companies such as OpenAI and SpaceX will also be offered, unlocking private equity assets that have traditionally been out of reach for most investors. But more than that, it signals some broader themes: -Public blockchains are becoming the backbone of modern financial markets. - Real-world adoption will happen in jurisdictions which set out clear regulation. Public chains like #XRPL deliver what legacy systems and permissioned DLTs can't: real-time settlement, built-in compliance, operational efficiency, and access to 24/7 liquidity. Europe is leading by example — showing what can be enabled when innovation is met with regulatory clarity. The Robinhood announcement reinforces what I’ve believed for a while: tokenization isn’t the future — it’s happening now. Blockchain rails are going mainstream, and capital markets as we know them are transforming, fast. Now’s the time for all of us to seize the opportunity represented by tokenized finance!

Japan and Korea boast a vibrant XRPL community primed for tremendous growth & opportunity with a best-in-class region of developer talent. Proud of @Ripple for continuing to foster XRPL innovation where it will no doubt excel. 💪

We're there! After two long years in the making, the AMM is now live on the #XRPL mainnet. This marks a significant step forward for XRPL's capabilities. Can't wait to see what the ecosystem builds with it! dev.to/ripplexdev/xls-30-liv…

Institutional #blockchain adoption will accelerate this year. Three foundational changes can transform how institutions interact with markets and manage capital: 1. #TradFi is embracing tokenized MMFs as the regulated bridge to digital markets. Unlike yield-bearing #stablecoins, these funds work within existing frameworks while maintaining institutional-grade risk management. CFTC's move to accept tokenized MMFs as collateral is game-changing - enabling seamless integration with derivatives markets and improved capital efficiency while reducing counterparty risk. 2. Major institutions are moving to public blockchains, driven by 24/7 operations, additional returns, and asset fractionalization. PE giants @KKR_Co and @hamilton_lane were early adopters democratising investor access. This adoption is supported by the emergence of institutional-grade infrastructure and compliance tools. 3. Corporate treasuries are evolving fast - 70+ public companies currently hold ~$58B in Bitcoin. But the real story is diversification. Take @WorksportLtd: 10% allocation to BTC + XRP delivering 37% reduction in transaction costs. We're seeing treasury strategies combine inflation protection with operational efficiency. Multi-signature wallets and institutional custody are becoming standard as companies build robust governance frameworks. 2025 will mark the shift from experimental adoption to true #blockchain integration. A new financial system is emerging where traditional assets trade 24/7 and anyone can own a slice.

Our partnership with @Axl_Foundation extends XRPL's capabilities, aimed at enriching the blockchain ecosystem with greater interoperability and connectivity. The integration from @axelarnetwork aligns with our vision of a seamlessly interconnected blockchain ecosystem.

No better way to kick off 2025 than a full day dedicated to the most passionate & dedicated crypto community! I’ll be live on Spaces with @OpenEden_Labs, @ArchaxEx & @zoniqxinc at 11:30 AM ET. Tune in to chat institutional DeFi adoption on the XRPL - looking fwd to it!

My first (and hopefully not last!) time chatting with @thinkingcrypto on how the XRP Ledger is primed for institutional adoption with RWA tokenization (through @ArchaxEx, etc), the upcoming Ripple USD stablecoin and much more. Check it out:

What an amazing milestone! Looking forward to increased collaboration across the XRPL community and beyond as the new Foundation takes shape. Huge congrats to all involved.

“We’re at the start of a paradigm shift. Blockchain tech is going from hype to real utility as traditional financial firms move beyond pilots and into production and distribution.” The momentum is real as we discussed in our @ParisBlockWeek DeFi panel earlier today 💪🏻

Thanks for the discussion @RT_Watson. We’re still in the early innings of tokenization, but momentum is clearly building. Treasuries and stablecoins have already shown that blockchain can improve settlement speed, cost efficiency, and access to financial products. The ability to issue and settle equities on-chain opens the door not just for institutions, but for individuals as well—expanding access to traditionally gated markets and enabling entirely new financial use cases, from real-time collateralization to fractional ownership. Unlike traditional equity markets, which often rely on fragmented infrastructure and delayed settlement, tokenized equities offer a faster, more accessible, and more programmable alternative. If issued with the right regulatory and infrastructure guardrails, tokenized equities (and other financial assets) have the potential to significantly expand both the diversity and scale of assets being transacted on-chain.

DeFi's new peak at $60B in tokens shows the potential of blockchain and traditional finance merging. The future hinges on regulatory clarity and innovation like ZKPs and RWAs. Read my take via @blockworks👇

Supply chain solutions have long been proposed as an enterprise use case for blockchain – we’re bringing that to reality alongside @HashKey_DX (a subsidiary of @HashKeyGroup) and SBI Group on the XRP Ledger in Japan!

Making my return to Twitter to share some thoughts on Tradfi’s entrance into tokenization with @BernsteinBuzz’s prediction that tokenization could be a $5T opportunity over the next 5 years, led by CBDCs and stablecoins. coindesk.com/business/2023/0…

So glad to discuss institutional blockchain adoption at @Permissionless – thanks to @Blockworks for having me & putting on such an all-star event. Check out @Blockanalia’s recap of day two, including our panel on RWA tokenization: blockworks.co/news/permissio… #bullish

World’s biggest DeFi event? Count me in. Excited to be speaking at @Permissionless next month covering the rise of real-world assets in DeFi w/ @Blockanalia & execs from @centrifuge, @BlockTower & @SteakFi. See you in Austin!

Great panel on how real-world asset tokenization can bridge Tradfi and crypto at today's #FTCrypto and Digital Assets Summit. When it comes to tokenization, supply exists but it's early days for demand. The latter will come with regulatory clarity & insti-grade infrastructure.

Pleased to share that I’ll be speaking at @ParisBlockWeek 2024 on a panel about: 💸 How decentralization is redefining traditional finance systems 🚀The rise of DeFi and how it intersects with TradFi 🤝The vibrant #XRPL ecosystem

Hope to see many from the #XRPCommunity in Singapore soon! Can’t miss it!👇 ripple.com/insights/apex-202…

Thanks for having me earlier this month @proofoftalk - great conference and important conversation around RWA tokenization.

Returning to my home country for @CFCstmoritz to discuss digital assets and blockchain with top minds from Sygnum, Maerki Baumann, and Stablehouse. Excited for a dynamic exchange on revolutionizing finance - hope to see you in the Alps! #Blockchain #DeFi #cfcstmoritz

A huge win for the rule of law & for innovation!

No surprise institutions are dipping their toes into crypto via RWA tokenization first – financial assets that have been traditionally siloed, opaque, slow to settle, with high fees, and tokenizing them to embrace the benefits blockchain & crypto were built for is a no-brainer.

Great to speak to @Rachelwolf00 at the #ApexDevSummit on how DeFi can remove layers of friction and bring efficiency to our financial systems. I had a blast at the summit and was energized to see in person all the developers on chain #xrpl

I’m looking forward to touching down in Amsterdam soon for XRPL's third annual (and first in Europe) #ApexDevSummit next week! A big week for this community of incredible #Web3 developers, builders, and researchers – who else will be there? 🙋‍♂️

Whoever keeps on holding TRX when the founder tweets stupidity like this really deserves to lose money.

Charts feed narrativism like no other confirmation-fruit.