My Dad made me chairman of the board in his school as he retired. I looked into the finances - boarding house was making a loss, day school was fine but teacher grossly underpaid. I increased teachers pay, increased school fees a bit, increased boarding fees quite a bit. This would normally lead to a drop in population of the school by about 20% to 30%. People don't like increments. First thing I did was an extensive renovation across the entire school - sinking in money to fix all parts of it at high speed (took less than 4 weeks). I turned on Meta ads for the school with heavy spend, and started advertising in nearby towns - Port Harcourt, Aba, Uyo. We still have 15 days before the term starts but we have already increased school population by 100 new kids, even with the new fees. There is a lot more to do, but the takeaway for me is this - if you have something with physical infrastructure, run ads.

Tinubu has reformed the tax laws, removed the petrol subsidy, transferred electricity to the states, removed the multiple, parallel currencies and stabilized the naira. From a policy perspective, the Tinubu government has been very good.

China is likely holding a huge amount of USD. If they release it all, the value of dollar will drop like a rock. If you are a Nigerian holding USD, I advice you change it to NGN or EUR soon.

Okomu Palm Oil made a profit of N40 billion last year. How far your tech company?

Example of the renovation work - how we met it and improvements (photos during construction, not final product)

Eko Atlantic City will probably be like a Dubai in Nigeria - very rich and wealthy, and with a completely different lifestyle from the rest of the country.

One of the worst investments Nigerians regularly make are to build mansions in their isolated villages. Massive mansions inhabited only by 20 lizards and a goat.

Nigeria Coastal Highway is moving at a very rapid pace

Tinubu devalued the Naira, removed the Petrol subsidy, and is about to reform the tax system to one that gives much more power to the states. This is what you guys were asking for all along, why the whining now?

Lagos is historically Yoruba land. Nigeria is stable because everyone respects everyone's historical land. There is one shared space in Nigeria - that's FCT/Abuja. I think we should all respect tribal home zones in the interest of unity and peace.

I don't play video games, but I have a PS5. I decided to try it out, so opened Call of Duty, modern warfare, and jumped into a Multi-Player game. I was paired with two other people, who seemed like pros. I had no idea what I was doing. I was just running and following the two guys. But these guys, whoever they are, were so kind. Anytime I die, they wake me up. They waited for me to catch up. Showed me where to get weapons. I was just following them, I did not even shoot. We won the round, and the game ended. I'll never meet those two guys ever again, but it was a nice experience.

The part I know is inaccurate, so I assume the rest is too

I'm so proud of my daughter. She is only 4 but she has already started remote work. I send her to get the remote for me.

Sanwo Olu should be a minister as soon as he's done being Governor. A very excellent administrator.

Ad -> Lead capture -> Make a call for inspection/entrance exam -> make a call to do deposit -> Call to get them to enroll.

Tinubu is actually restructuring Nigeria the way people have been clamouring for it to be done. This Tax bill is a major step in that direction.

If the coastal road actually gets to Calabar, it will be the single greatest infrastructural project Nigeria has seen. It would change the flow of goods in Nigeria fully.

If you want a child to be good at math, don't give them more advanced topics, take them back to the simpler topics and let them practise and study those topics till they are perfect in them. Then slowly move up. Most kids struggle with math because they missed some basics.

N5,000 is the magic number in Nigeria. People will pay N5,000 for almost anything without feeling it. If you charge N5k, people will risk your product. Once you cross N10k, you better work real hard to convince them.

I remember the day I want to MIT in the USA. I showed them a laptop and told them that with that laptop they had access to more technology than their President had 31 years ago. They were amazed and took a photo with me.

Decided to give my driver my car as a present, a 2009 Venza. Car has been in Lagos for a while, and I'm rarely using it. He can use it more usefully than me.

Iron smelting was independently invented in West Africa. This was one of the core technologies that allowed West Africans colonize and inhabit half of Africa. Many people are not aware that there were other Africans that are mostly gone, with West African origin people being 50% of the African population. The Zulu of South Africa spread there from West Africa less than 3000 years ago.

People do not see how much the Nigeria economy is gearing to take off. I monitor a bunch of numbers regularly, and all the key metrics are sharply up. When Nigeria takes off, the entire West Africa takes off with it. Some states in Nigeria, in particular are really doing well.

The reason there have been no serious protests in Nigeria is that the people know that the reforms Tinubu is doing are actually needed. He has not done any unreasonable reforms; he's done what we always needed.

In Nigeria, you cannot even say the truth - that these are Chinese cars - without people violently attacking you. It's some kind of mass delusion, enforced by idiots, and promoted by the car importers. People are scared to speak the truth about these cars now because of online mob attacks. These are Chinese imports with a local logo. They are not made in Nigeria.

The problem with a revolution in Nigeria, is that the youth will end up putting someone like David Hundeyin as the new president.

Over the past 4 months, central bank of Nigeria has kept money supply stable. The Govt has been earning a lot of forex. The Naira is about to fully traded. The Petrol price increment shock is being absorbed. If CBN does not print more money, we should expect NGN to strengthen within the next 3 months. The economy will be boosted by Christmas, productivity will go up as prices adjust to match the new reality.

Another record breaking booking on @hotelsng today: N210million. Largest single booking I've seen in Nigeria. Paid upfront.

At this point, the biggest enemy of Peter Obi are the aggressive, online obidients. I have never seen a group of people so intent on pushing away people. They attack without reason.

Without masssive Lagoon to ocean rivers and a high seawall, Lekki will not be livable in 15 years. We are entering a warm era - in the warm era coastal west africa has huge amount of rainfall. What Lekki is seeing today will only get worse. Drainage via gutters is NOT enough. Lekki needs drainage rivers.

Irrespective of what you think, Tinubu has done the right things for the Nigeria economy.

If you're in Nigeria and want to make some quick money, go to ali express, select a top category, then sort by "number of sales". Find some products you like that are selling, import them. Sell them in your town.

If the Igbo areas of Nigeria were coastal and connected directly to Ambazonia, by now they would have successfully seceded. What is really keeping the region in Nigeria are the Ibibio and Ijaw unwillingness to leave Nigeria.

You do know that what we are looking for is people to implement the policies we want, we do not care about who the person is. Tinubu is implementing many things I wanted, I am not going to turn against those things because I supported Obi.

If CBN does not print money for a while, dollar can get to N900. Nigeria productivity is rising very rapidly now that the price shocks have been absorbed in. You can see it on large company annual reports.

The Nigeria VAT reform is this: 60% is now based on derivation. That means those who brought in the most VAT get the most money. To make it fair, VAT is now calculated based on where exactly the service was rendered, not where the VAT was paid in. It's a great reform.

I will say it openly - I am disappointed at what Bosun Tijani has achieved so far. No bold moves. The best thing he has done so far is 3MTT, but the idea was better than the real implementation. One could say it's early but look what @BTOofficial did in same time. In this ministry: Post Office: Moribund NCC: Same as always Startups: Dying Jobs: Techies still hustling Govt Websites: Broken AI: Unintelligent Space: Out of reach Innovation: None Instead he is connecting local government offices with fiber, a totally unnecessary exercise. I will take the fall for the team, I know I will be blacklisted after this. But I am saying in public what they are saying in the whatsapp groups. They gave us Bosun so the tech community would have "one of their own" in power. I doubt we will get another such opportunity after this one.

I noticed something in our school. We keep spending repainting the walls, but 70% of the dirt is on the bottom half of the wall. After doing the calculation, I realised that tiles are not that expensive. If we tile the bottom half, in 2-3 years we will recover the expense of the tiles by not needing to repaint as often, and the place will look neat. We spent a bit more up front, but we end up with a neater environment and less maintenance cost.

After the tax reform bill is complete, we need to have @taiwoyedele as a minister. The man is very competent.

In your entire lifetime, you will never get an opportunity to invest in Nigeria better than right now.

I got someone a well paying job. I did not hear from the person after that for 3 entire years. Then I finally got a message. The person told me that they lost the job, can I find another job for them?

The richest cities in Nigeria are multi-ethnic and multi-cultural. Once a city become open for anyone, it rapidly rises in wealth. Ethnic enclaves stagnate and become poor.

Hotelsng customer support office in Ikot Ekpene. Happy to have brought 100+ jobs to my home town. Not every role must be in Lagos.

The north of Nigeria has to agree to the VAT reform. This is how you develop yourself, you do the work and you gain the tax. You invest in factories, you make more money. No state should be wanting to get tax revenue that came from another state. Earning your own revenue is good

CBN has released their money statistics, and it's quite encouraging. Money printing has slowed, and the amount of Naira in the system is mostly stable. Additionally, CBN is not "defending" the naira with CBN/treasury bills like it did from 2010. The naira rate is accurate.

Finally finished the design and printing of the eye-mechanism of the robot I am building

Politics aside, Tinubu has implemented several good policies.

I don't know if you are aware, but the vast majority of normal people do not understand how you and related accounts think. They do not empathize with lack of empathy.

If Obi wants to win, he has to start by dumping the social media opportunist cliques. Then he has to find people with genuine skill in delivering votes in each LGA and state. All these online people is not the pathway to victory.

There is a huge difference between your company earning a certain amount every day (e.g 100k/day), and this amount going up per day (100k, 105k, 110k, 120k, etc). It's not a minor difference, it's a MASSIVE difference. Every company is structurally set up to earn a flat rate per day. For example, imagine if you have a hotel with 100 rooms. If you sell out all 100 rooms every single day, then your income is flat. Or imagine you sell rice, and your warehouse has 100 bags - if you sell out all your bags per day, you have a flat income. This is how 98% of companies are set up - there is an upper limit. A hotel that wants their income to keep going up can only do it in one way - the number of rooms they have must be going up. A rice seller who wants their income to keep going up must be stocking more bags of rice, and having bigger warehouses. But when either party does this, then they run out of customers. You cannot have a hotel with 50,000 rooms in one location. You need a new location. If you are in a town where you sell 100 bags of rice, you cannot expect to start selling 1 million bags of rice there. As you increase your supply, you need to start finding new markets. A company with a single location has a certain structure - an MD who reports to the owner. This is easy, everything is under control. Trying to add a second location destroys this entire structure, and both owner and MD will struggle. It usually fails and the revenue gets capped. That's why a company which starts off with multiple locations is already structurally set up for revenue to keep growing. The MD is not a micro manager, but hires managers as needs come along. The owner is comfortable delegating tasks to people. Capital is not extracted to side things, but is used to duplicate what worked. For daily revenue to grow, the company needs to be structurally set up in such a way that there are layers of trust AND competence, and with the recognition that one must play in multiple different locations in order to layer on new revenue. THANK YOU FOR YOUR ATTENTION IN THIS MATTER.

I give it 50% chance that Tinubu brings in regional governments in his second term.

With the famous @seyedele

Here are some Nigerian markets you can sell to: 1. Young men looking for hope/riches. E.g football betting, visa services, job boards 2. Young women working corporate or with rich parents. E.g Hair, Group Travel, AirBnB 3. 40+ men who are into business. E.g wholesale, hotel booking, property, China import services 4. Large corporates with 1000+ employees. E.g procurement services, travel services, supply, digital services There are many more, but always understand the market segment you are operating in and how to find them.

Calabar fumbled itself. Calabar needed to build strong links to Uyo and Oron as the closest cities. A state road from Tinapa to Meridien. Instead, cross river always wanted to show it's not Akwa Ibom. Calabar and Uyo should have shared airport, etc. strong aks links would have saved cally.

Why would an Alien limit themselves to looking like a particular type of person, when they seemingly have the ability to make themselves look anyway they want?

Nigeria is now researching AI safety. Nigerian AI is already very safe, because it DOES NOT EXIST. Instead of fixing the Post Office, this AI mirage is being chased.

Today was school start for First Term in our school. Enrollment has shot up sharply (+210 students). We need to add four classes, so we're breaking rooms that were used for other purposes to make new classes. We have to add 4 new classrooms this term, and before next session, we'll need at least 3 more. But we're out of space. So we need to figure out how to build a new hall in the next one year, and partition the current hall to give us 5 new classes. Our goal is to get from current 480 students to 900 within 3 years. So we need to go from 21 classes we have to about 35. Building new classrooms then becomes the bottleneck to growth, because you need to source for funds to build, then pay back over time with school fees. And in parallel, we still need to face the dormitories.

Remember how the founder of Figma came down to Nigeria to understand his users better

Things I would have done: 1. Immediately start NIPOST reform so that e-commerce can boom 2. Use the ministry to build "job sourcing agencies" that find jobs for techies abroad using the power of the govt 3. Intervene in innovative projects directly, e.g fund 5 e-car startups and double funding to the best performers 4. Meet ministries, state commissioners for ICT for a unified e-government site 5. Create startup funds and start early-stage, mid-stage investing. Do startup fairs for later stage 6. Have founders, Trainers in Abuja every weekend for discussion and ideas 7. Fund startups for security - cameras most especially 8. Ask NCC to open up a low-bandwidth channel where everyone has internet alll the time at low speed, even if not subscribed These are just ideas from 1 minute and just from me. After talking to 100s of tech people, so many new ideas would come in. But most especially for executing - focus on one thing, the most impactful thing. I just struggle to understand how taking photos with a troupe of visitors is the report for every week, and then doing fiber to local government headquarters.

This is why I will never support this guy to be LASG governor. He's focused on this old school populist stuff, instead of thinking of how to build a modern Lagos. Talk about where you will resettle people, no need to stop progress.

The main thing that people blame Tinubu for - the devaluation of the Naira - was actually caused solely by Buhari and Emefiele. And the other thing they blame him for - removal of the petrol subsidy HAD to be done.

In case you want to be the next Dangote, here is a list of things the Nigerian Govt wants you to build in the country. The raw material import has a significantly lower tarif than the finished product: Shoes Parts of Footwear (e.g., uppers): 10% Import Duty Finished Footwear: 20% Import Duty Cement Raw Materials (Gypsum, Limestone): 5-10% Import Duty Finished Cement: Up to 20% Import Duty + 30-40% IAT Ceramic Tiles Raw Materials (Clays): 5% Import Duty Finished Tiles: 20% Import Duty + 20-35% IAT Corrugated Roofing Sheets Raw Material (Uncoated flat-rolled steel): 5% Import Duty Finished Sheets: 20-25% Import Duty + 25-40% IAT Aluminum Doors & Windows Raw Material (Unwrought aluminum): 5% Import Duty Finished Doors & Windows: 20% Import Duty Motor Vehicles CKD (Completely Knocked Down) Kits: 0-5% Import Duty FBU (Fully Built Units): 10-20% Import Duty Televisions CKD Kits: 5% Import Duty Finished Units: 20% Import Duty + 15% IAT Electric Accumulators (Batteries) Raw Material (Unwrought lead): 5% Import Duty Finished Batteries: 20% Import Duty + 40% IAT Sugar Raw Sugar for refinery: 10% Import Duty Finished Sugar: 20% Import Duty + 50% IAT Chocolate Raw Cocoa Beans: 5% Import Duty Finished Chocolate: 35% Import Duty Biscuits Raw Wheat: 5% Import Duty Finished Sweet Biscuits: 35% Import Duty Envelopes Wood Pulp: 5% Import Duty Finished Envelopes: 20% Import Duty + 20% IAT Toilet Paper Tissue Stock in large rolls: 10% Import Duty Finished Toilet Paper for retail: 20% Import Duty Cotton Clothing Raw Cotton: 5% Import Duty Finished Apparel (e.g., T-shirts): 20% Import Duty Barbed Wire Wire Rods: 5-10% Import Duty Finished Barbed Wire : 20% Import Duty + 10% IAT

I would have preferred Tinubu had appointed Iyin instead of Bosun as minister. Iyin has courage and would actually push through reforms, instead of fixating on irrelevant things like AI or Fiber to Local Government Headquarters.

If you want to market in Africa, learn from the churches. Every successful marketing effort follows the church principle. 1. Local branches 2. Local 'pastors' who earn well and market locally 3. Collect variable tithe - small from the poor, big from the rich 4. Engage your biggest advocates and empower them to do more outreach 5. Sell the vision and make your product part of people's identity 6. Transition to online and apps to reach more people and spread. You see this formula with the banks, the fmcgs, the gambling apps.

It's actually very difficult for African founders to build products that do well in the U.S. We have seen many African founders try to pivot to target the U.S market, and almost all have failed. Why is this, and what are the strategies we can use to enter this market? First of all, the African market is quite different in that there are lots of gaps to fill. So our product building is on easy mode - almost anything you build will sell, because a) there is little competition at a good price b) you can clearly identify the gaps. The issue is not really selling, it's about how much you can make from the product - it turns out there is a hard cap for almost any idea. When entering the U.S market, this isn't there. The U.S Americans are innovative, they are smart, they have capital and they know how to build. As a market, it's also not stagnant, people are coming from all over the world and they have different perspectives and so they fill different economic gaps. This means that the obvious ideas have been tested and someone has filled it, or there is actually no gap there. The non-obvious ideas require domain expertise, and if you are not in America, working within a particular field, it will be hard for you to acquire this expertise. So how do we solve this? The answer is not to invent anything based on "research", but rather, find someone who has a pressing need. The easiest way to do this is to look on upwork and such platforms - browse through hundreds of listings and try to really get the underlying problem. Avoid problems where the person is guessing at the market, and look for problems where the person is i n an industry and needs something solved. Once you have identified a few niches, try to find someone in that industry to work with. Without a "deployment partner", you can forget it. You need someone to do on-field testing. Give away equity, do what you need to get this person to co-build with. After that, niche down on solving ONE persons problem really well. Do not solve theoretical problem, just focus on building something that guy in that industry cannot live without. Once done, try to find a second person and solve for the nuance of what they need. Keep doing this till you are at 10 people, only then do you generalise. The market is so big that even at 300 customers, you can charge enough and make a pretty good living. An example: I once built software for a guy who made an app for ringing church bells. The app could be configured to ring church bells at a particular time on a particular schedule, etc. Small idea - but in the U.S it made the guy a millionaire. The moral of the story: you don't know any industry over there, and you must find a partner who knows this industry. Without this, you are wasting your time.

On my first job as a programmer, my boss gave me a C++ book and told me to learn it. My background then was visual basic. I was done with the book in two weeks and had started coding. It was only much later that I found out that this was somehow special when he used me as an example to say that "this company hires the type of people who learn C++ in two weeks". Being ignorant of constraints is good - if someone had told me C++ was hard and that it took time to learn it would probably have taken me much longer to learn.

HNG mentors discussing how best we can be very nice to our students.

TechCabal, before you do a HNG hit piece, invite me to a podcast let me explain our own methods. Cos whatever criticism altschool has faced online, ours are like 10x worse. Edutech is not easy.

We just made it, it's still looking bad, but it's getting better. Soon I will throw in my SEO knowledge, and I know no school in Nigeria does good SEO.

Funded a smart, young electronics guy in Akwa Ibom to develop this traffic light. He is adding a lot of awesome features - e.g automatic number plate detection, adjustment of lights depending on traffic, particularly at night. Entire thing is locally developed.

Let's be honest: UK TechNation visa has completely drained the Nigerian startup scene. Most of the people who could have made companies are in the UK now, and you don't hear from them anymore. The UK sucked out all level-2 and level-3 people from the 2010 to 2021 startups.

I've been intrigued by Bitter Kola recently. I took it and I did notice some effect on concentration. But the bitterness is really harsh and lasts all day. Today I packaged it in capsules and swallowed to see if there is still an effect without the bitterness. Will report back.

Steve Jobs was half Arab and he wore Turtlenecks, so I think there is merit to this progression.

They can just change their name to Femi and nobody will ever question their Lagosness. If someone wants to maintain their tribal affiliation, they cannot also claim to be from another tribes place.

Let's be clear on this: Tinubu did what any reasonable Nigerian leader needed to do. He devalued the currency, he removed petrol subsidies, and he let power costs rise to their natural level. Irrespective if you like this or not, or if it affects you negatively, it needed to be done. The core of the current problem comes from what Buhari & Emefiele did - indiscriminate printing of money, which created the current inflation and devaluation. This is not what Tinubu did. So far, Tinubu has not done anything drastically wrong from a policy perspective. The things that reasonable people were asking for - the removal of unnecessary subsidies, he did. Where I can criticize him is in the lackluster performance of many ministers. He picked people who may have seemed good on paper, or are politically good, but they do not have the backbone or intelligence needed to execute their mandate correctly. A proper minister reshuffle is needed. I am suffering with everyone else because of the devaluation, but I am not asking that the subsidies be returned. They are net negative for the country. What Tinubu should do now is more bold moves. More reforms, not to roll back those that are already done. He also needs to fix his team - many of the current people are not bold and strong enough to really do what needs to be done.

House in Uyo - bought for 48m - 4x three bedroom flat. Rent is 750k pa. Earning N3m a year, 2m after costs. In 20 years, house is fully paid off. Value of house likely around 100m by then.

The Nigeria Tax Reform Bills are the RIGHT THING to do. If you want the businesses in the country to grow, support the bill. If you want to keep doing the same old thing that led to the current mess, oppose it.

To show you how much bigger the U.S as a market is compared to European countries: Texas alone consumes more electricity than France or Germany. You can build a bigger business targeting only Texas than you could targeting France or Germany.

Don't be silly. There was barely anything left behind, and what was left behind was for a 1950 population, not a 1980 population. You make it sound like it's the colonists who gave Africa everything in 1980. Tuck your racism in, it's showing...again.

On my plane from Lagos to Uyo, a fly was inside. It had no idea that it was about to start a brand new life in another state.

Don't allow insane people into your life, however entertaining they are. When they run out of things to be mad about, they will turn toward you.

Some months back, instead of paying the staff their weekly bonus, I told them I will be withholding it. Weekly bonus then was around 25k. I withheld two weeks, so about 50k. I then offered an additional 80k to everyone's money, and said if they do not request us to immediately pay them their bonus, we would save the money for them = N120k. But if they request, we will only give their due bonus of 50k, and not add 80k on top. People grumbled, but allowed us save it for them. Now they get interest of about 4k a month from this (paid by company), and on top of that every staff has at least a basic savings that they can dip into during emergencies. People often do not like maintaining even basic savings, and my goal was to make sure that everyone in the company can have at least the bare minimum of 100k that is saved and is untouchable. After about 12 months, the money is now theirs to liquidate anytime, but I hope they maintain the "company savings" as one of their nest eggs.

I don't think people appreciate how much the policies of a) not printing new naira b) ending fuel importation will have an impact on the naira. Energy is the heart of the modern world, and Nigeria has been transferring dollars out to cater for the energy needs of 130million people.

Enugu is an Igbo city. Uyo is an Akwa Ibom city. Sokoto is a Hausa city. Lagos is a Yoruba city. This is the way it is. We can all drag Abuja equally. It was built by all Nigerians and nobody can exclusively claim it. But Lagos was built a long time back by Yoruba people.

I met two remote workers in Nigeria today: one is a data labeller, and the other is a copywriter for U.S clients. This is the industrialization of Nigeria happening before our eyes - it's remote, technical work.

I keep saying this: people who don't like you will never like you. Don't bother trying to do stuff to make them like you, they won't. Once that dislike is there, it rarely changes.

You should see my WhatsApp now - so many people I forget about reaching out to me: "Hey mark, how have things been, just thought to say hello" 🙂

Tinubu is really not afraid to make major changes to Nigeria. Changing the anthem seems like a minor matter, but no other president has been able to push these types of reforms through.

The technology that allows armed groups to stop shipping through that canal is only going to get better. The attackers just need a hole and missile. You can't fix this - except by actually stopping the mass murder, and letting people who want to have their own country have it. I don't think there is any way to keep beating the child till it stops crying here, which seems to be the strategy. If Musk had gotten his dream of the South African volkstaat, then that route too would likely have closed.

It's just today I realised there is something like Bay leaf. All this while, anytime I am cooking and they said to add bay leaf I have been adding Bailey's.

If you were appointed CEO of 9mobile, how would you fix the company?

After criticizing the Govt for so long, Bosun was appointed minister, and his #1 priority was to connect all LG Chairmen offices with Fiber? How is this important, and what prioritization framework lead to this? Meanwhile NIPOST is under him, could have been transformative for e-commerce, but seems abandoned. If you're wondering why I am a critic, the above, among others.

All West African countries joined together do not consume as much electricity as Poland.

There will never be a black population in Germany. Almost all Africans in Germany marry Germans, and their kids marry again Germans. The further generation is then indistinguishable from Germans. Germany also has this assimilation drive - they do not like multi-culturalism.

We are starting our free, online tech internship on the 15th of Cctober. HNG Internship has changed many lives in Africa - we have more than 5k people earning more than $1k a month. But warning - it's a tough program, and not for beginners. Registration has started.

I've been one of the top endorsers for UK Talent Visa - almost everyone I endorsed is now in the UK. I think the team there just see my name and let the people in. I've worked with so many talented people over the years, and I don't sign except I know you very well. I'm not worried about all the talent leaving Nigeria. There are millions more where those ones come from - each year I meet so many brilliant people that I don't believe at all in any concept like brain drain.

To fund a company, debt is financially cheaper than equity, but emotionally the most expensive type of financing. If you know, you know😰

This Tarif is good. Nigeria has a working refinery. Another is being built. Imported fuel should have a Tarif.

Just because you are good at a job does not mean that you are good at managing people who are doing that job. Management is a separate skill that also takes time to learn.

If Peter Obi becomes president in 2027, what do you think he can do to improve peoples lives?