Just wrapped the @EFetheverywhere launch in Dubai and officially welcomed the Ethereum Foundation into our home at the @0xPolygon x @Hadronfc Dubai Campus. A surreal moment for the ecosystem, and a proud one for us. Huge shoutout to our host @WEB3douin , and to our panel @barinov, @patcito, @asal_alizade, @Web3Ling for a sharp, grounded conversation that set the tone for what’s ahead. Massive love to @ethereumfndn for choosing to build here and trusting this region. And a special mention to @chainyoda and @0xAishwary , the ones who keep the momentum alive and make moments like this possible. Truly the GOATs. Dubai showed up today. Ethereum has a new chapter here and we’re just getting started!

meet @dabit3 > Didn’t start programming until he was 30. > Placement in an L.A.-based company, moved across the country, got fired in 2 months. > Introduced the concept of developer meet-ups in Mississippi. > Joined @SchoolStatusApp in 2015 and started with React Native (later launching React Native Training). > Turned down offers from Coinbase, Goldman Sachs, AWS to join a new Web3 startup: @edgeandnode (the team behind graph protocol) > Founded @developer_dao. > Contributed to multiple organisations: Celestia, AAVE, Lens etc. > Currently he is the Head-DevRel at @eigencloud.

We’re opening up a 12,000 sq ft. founder campus in the heart of UAE. You are invited.

We’re launching a campus for founders in the UAE. 28th April, 10:00 AM. Registration link below:

It’s time. Applications are now open for the Hadron and @0xPolygon Payments & RWA Accelerator at Hadron Dubai — where builders, dreamers, and doers thrive. Apply by October 27th to: - Pitch top VCs - Receive funding for your project - Get residency at Hadron Founders Club hq in Dubai Apply down below.

Meet Rushi Manche, a 14 year old kid interested in distributed systems, who dropped out of college and went on to raise a total of $40M with @movementlabsxyz. 📝 • Here’s his story:

🌐 15 founders, 4 weeks and maybe a few agents. apply now.

🇦🇪 Mainnet launch lmao • @Agglayer

Introducing Hadron Founders Club ~ The community layer for passionate founders, developers and creators; building the future of the internet of value 🌐 Here's what we are launching this year: • Two physical campuses in N.Y and Dubai • Exclusive founder bootcamps and events • Office hours and firesides with crypto OGs • Access to active venture funds in the @0xPolygon ecosystem

just in time. welcome to hadron.

Crypto needed heroes. @katana put out the call to change the world. They stepped up. @0xEpochProtocol is the masked orchestrator of Web3, coordinating agents and solvers across chains to carry out heroic automation of DeFi tasks and scheduled transactions with precision and flair. @getaxal is the cunning AI agent commander, routing your stablecoins and crypto holdings through the safest, highest‑yield paths across DeFi while vigilantly rebalancing when danger looms. @LucidlyFinance is the swift negotiator of on‑chain credit, forging frictionless credit markets and structuring liquidity for capital‑hungry protocols like a superhero broker of working capital. @ragafinance is the cross‑chain vault virtuoso, blending AI‑powered strategies and one‑click yield automation to empower users earning on ETH, BTC, and stablecoins across fragmented ecosystems. @mizulabs is the unified liquidity champion, smashing fragmentation by stitching together liquidity across every VM chain and enabling capital to flow freely like a DeFi aqueduct. @bloomsocialhq is the social sentinel of on‑chain finance, fusing real-time analytics, trading, and community signals into one powerful interface—like the Web3 Bloomberg Terminal with a social soul. @DemetherDeFi is the yield‑bridging crusader, mobilizing capital across web3 ecosystems via liquid restaking tokens that bootstrap TVL and loyalty rewards like a bridge‑building superhero. @alloc8_xyz is the delegated asset maestro, harnessing smart accounts and programmable policy agents to elevate leveraged DeFi positions while keeping custody safe like a fiduciary superhero. @useTria is the interchain strategist supreme, wielding AI-powered Pathfinders to navigate fragmented blockchains and execute your intent-driven missions across EVM, Solana, Cosmos, and more—like Doctor Strange for DeFi automation. @OmnisFarm is the AI tactician of yield, engineering on-chain vaults that adapt in real time like a DeFi Iron Man suit—automating capital strategies for users, DAOs, and funds with smarter, safer execution. The guild: @HadronFC The guides: Soon to emerge The spirit: @katana The pantheon: @0xMarcB, @EauDoon , @sandeepnailwal, @chainyoda A new age of heroes begins.

🇦🇪 Hadron Founders Club • Day 1 (Dubai, U.A.E)

🇦🇪 The campus is officially open for the world. Over the next few weeks, we’ll release information around how a founder can gain access to the complete workspace • @Agglayer Keep an eye out on our socials, we have a thing for easter eggs.

⚡️Introducing HFC Bootcamp (applications are live) ~ A seven-day intensive crash course covering every track around fundraising for early-stage founders (pre-series A) From 26th June to the 4th of July, you’ll hold access to: • 🏛️ Virtual Masterclasses by top tier VCs and Builders. • 🛠️ Founder led work-groups, feedback sessions and pitch competitions. •🍹Exclusive IRL mixers at ETHCC, Brussels. To wrap it off, @Hadronfc will directly invest upto 100K MATIC in projects showcasing potential 🔗 Register now: tally.so/r/nPE14B

🇦🇪 A few weeks out • June 2025

🌐 Day 1 • Dubai, U.A.E

🌐 HFC Unfiltered Ep3: in conversation with @prabalbanerjee of @AvailProject about his journey, going from a ZK researcher to co-founder, building a leading crypto infrastructure project that solves for scalability, interoperability, and shared security + the challenge and excitement that come with it. Catch the full unedited version on our YouTube channel linked below 🔻

🌐 "An Innovation powerhouse: The Do's and Don'ts of scaling a start-up" Catch @sandeepnailwal (@0xPolygon) IRL as he lights up the inaugral flame at Hadron: Dubai with an exclusive founders-only room for our accepted applicants ~ 🔗 Registrations live below:

Meet Doris Hernz, An 8x hackathon winner, who made the largest ride sharing app of her country (Honduras) and is now building @securitylabsxyz @FunctorNetwork. 📝 • Here’s her story:

We’re teaming up with @0xPolygon and @LunarStrategy for a 3-month initiative supporting 20 projects — uniting builders, marketers, and strategists.

🇦🇪 Still day 1 • The Hadron Founders Campus is officially open.

Meet your Growth sensei ⚔️ Ajit Tripathi, Master Chieftain at @Hadronfc, has helped scale teams, shape narratives, and back some of the most elite infra in Web3 (Aave, Consensys, Polygon). @katana Cohort gets direct access. You ready?

10 teams. 5 weeks. Dubai. We’re going all in on founders with big ideas for Payments & RWAs on @0xPolygon. Dedicated mentorship for each team, on-the-ground Polygon support, access to dedicated capital, and a Demo Day to show off your product. Launch market-ready products that’ll shake up the space. Applications open on the 13th of October. @0xPolygon is uprooting the payments space. Be part of the revolution. Reach out to @ArpitGuptaji19 and @WEB3douin if you're interested in learning more.

Meet Marouen Zelleg. A nerdy kid from Tunisia, who went on to close a deal with the Sultan of Brunei, and how it all led to @crestalnetwork raising a $2M pre-seed in 2024. 📝 • Here’s his story:

10 founders. 1 city. Building where Payments meet RWA - the twin engines of the next on-chain economy. Meet the ones rewriting the system ↓ @kem_app — the molecular engineer of payments. @Suno_finance — the solar economist. @0xspiralstake — the yield ecologist. @AtharFinance — the architect of real-world assets. @StableyardFi — the equilibrium engineer. @pagrin_ — the liquidity cartographer. @diamore_diamond — the crystallization lab. @Unigox_global — the universal protocolist. @Dashxhq — the speed engineer. @StormbitX — the volatility scientist. The next financial frontier begins in Dubai next week! #HadronFoundersClub

Meet Tarun Mangukiya & Dalpat Tapaniya, A developer-designer duo that made one of the biggest digital marketplaces in 2016 (@IconScout) and is now leading the decentralized financial ecosystem with @koshmoney. 📝 • Here's their story

🇦🇪 In less than a month, we will inaugurate one of Dubai's largest founder-led forges: The Hadron X Agglayer Campus. A 12,000 sq. ft. state-of-the-art hub, located in the heart of Al Quoz, with Plug and Play AV, Conferencing and Audio Equipment. Complete details of the space + renders can be found in the link below:

Every founder is with Hadron. Are you?

⚡️ Bringing together some of best out there ~ 4 more founders joining us for this month’s cohort • Dubai, U.A.E • @CyberShakti with @Lenspostxyz • @marouen19 with @crestalnetwork • @4ormund with @blocklive_ • @_prakhars with @Metasky_HQ 25+ founders, 7 days and 1 forge; right in the desert ⏳

✅ 7 days of sitting through panels, indulging in DApp Dosas and experiencing one of the harshest weather conditions the city has seen. We're bringing it all back (local OGs, open-house sessions, not the rain) 🔗 The application for the NYC Cohort is live: tally.so/r/mOA1WK A week long programme with no-filter firesides, founders' outings and a few surprises :)

🏠 Founder stories: Breckenridge (Loading)

📊 Community, market makers, token price plays; the list goes on ~ Bootcamp day 4 with @jacobkxyz (@Superscrypt) around cults, mascots and everything unconventional + Founders’ Q&A Are we ready to raise anon?

⚔️ Hadron is launching the Katana (@katana) Cohort. A 6-week accelerator, with an IRL demo day in the New York City: > Mentorship from DeFi royalty. > Grants and liquidity for every team. > Fundraising, compliance and GTM masterclasses. > Access to the forge. Applications close in 2 weeks, apply now. gkatana.

Announcing the @katana Cohort Demo Day Sept 8, 3:00 PM at MoonPay NYC. They entered DeFi as standout founders with ambitious ideas. Over the past few weeks, they turned concepts into shipped products and are now ready for the big stage. Eleven high-caliber teams will demo production-ready products spanning agentic DeFi execution, cross-chain liquidity, programmable smart accounts, trading platforms, liquid restaking yield, and analytics for an audience of investors and ecosystem leaders. Big thanks to @shivnull and @MoonPay Ventures for helping make this happen. @0xEpochProtocol @getaxal @DemetherDeFi @ragafinance @LucidlyFinance @mizulabs @alloc8_xyz @useTria @bloomsocialhq @OmnisFarm

Enabling an open-house discussion with @harshrajat (@pushprotocol) on day three ~ “whiteboards, codes and scams” 💻

🌶️ Roast away ~ kicking off day 4 with a pitch and feedback session W/ @kimadams (@BanklessVC) • @ashwinho4

2024 wrapped: > Brought 100+ Founders across contingents and ecosystems together. > Started construction on one of the biggest IRL campuses for Founders in the UAE (@0xPolygon). > Held cohorts, meet-ups and pop-ups in 6 different countries. > Looked good while doing it.

👀 Another set of founders coming down for a week of co-building with us • Cohort, U.A.E • @shlokm289 with @0xRivendell • @k_vaibhav_ with @flow_block • @abhitejxyz with @FilamentFinance • @0xpweeh with @Moongate The final set of 30+ founders and warehouse sneak-ins are coming tomorrow 🎟️

🇦🇪 In less than 5 days, we’ll reveal the biggest campus/forge for founders in Dubai. Are you coming?

🇹🇭 see you all on monday.

🐪 Day 4 • Dubai, U.A.E

The one where they all play mafia:

🌐 It’s time ~ announcing the first set of founders; joining us for the first edition of our pop-up cohort in Dubai (April ‘24) • @TarunMangukiya with @koshmoney • @abhixh with @JoinClamp • @kushagra_agr with @samudaixyz • @karol_proksa with @synergyai_io With 4 days until the inaugural session, you’ll want to hold on to your seats ⚡️

📢 Breaking: P2 Ventures commits $50 Million via @Hadronfc to founders building in the Polygon Ecosystem Wrapping up our first IRL pop-up cohort with a massive announcement W/ @0xPolygon From founders, for founders 👨🏼‍💻 coindesk.com/tech/2024/04/17…

💸 We're thrilled to launch the Founder’s Fund (100K MATIC per project) to invest in Hadron FC members, following the success of our two pop-ups in Dubai and NYC ~ Applications out soon • (01.07.2024)

🌐 36+ Founders, 7 days and 1 forge ~ We met over 200 projects in the last three weeks, ranging from public goods, RWAs, crypto-finance and the list goes on; we are incredibly appreciative of the support the ecosystem has shown. 📆 The next few days will unravel what we have in store for the selected few (Cohort ‘24, Dubai) Drop a “👋🏼” if you spot yourself, and buckle up :)

We’ve come a long way. Gmove.

Payments run on @0xPolygon.

📹 Day 3 • Dubai, U.A.E

Meet the Degen CEO 👑 @0xMarcB went from crypto law partner to CEO of @0xPolygon, navigating dYdX, token regs, and multichain chaos along the way. Now he’s building the future of Web3 infra, and sharing that playbook with @Katana Cohort. Builders, take notes.

🏴‍☠️ Calling out all Founders in Thailand • Harbour: A week long residency with no strict-hour programming; white boarding sessions, content + IRL sprints and sundowners. 20 seats, 10 rooms and 7 days of a collaborative dreamland, and more. 🔗 Registration are open:

T-2 Days • Founders’ Connect: Bengaluru 30 spots, 6 pitches and some “feedback” 😈 Join us in an evening of impromptu roundtables, drinks and Fifa W/ @HashedEM @BLRxZo Register, if you have the guts (You’ll also get stickers <3):

⚡️ Calling out all early-stage Founders and BD Enthusiasts • HFC Blind Dating An online shuffle dating program with other cracked founders from the ecosystem; 5 rounds of 5 minutes each. 📆: 29th August, Thursday 🕐: 2:30 PM - 3:30 PM (EST) lu.ma/09t8i5pp

We curated a list of the Top 10 Founder-centric podcasts of all time. 🧵 A thread:

“Most successful founders are technical” A live fireside around tech vs non-tech founders this Thursday, 8:00 PM GST • Twitter Spaces 🔗 Tune-in below:

🇦🇪 Due to prevailing weather conditions, we are calling-off the closing party for Hadron's Dubai Cohort (April 2024) Absolutely honoured to witness several (un-revealed) partnerships grow out in less than a week ~ 35+ founders, 1 roof and 0 filters. A couple of announcements, stealth launches and truth bombs later, here we are :) Stay safe, and keep an eye on our socials 👀

🌐 More than 100 applications already in from all over the world; and they keep coming ~ 🇦🇪 April 10th - April 17th, Dubai (U.A.E) 🇺🇸 May 1st - May 8th, New York (U.S.A) • Apply here: tally.so/r/woMXV5 We’re looking at ecosystem workshops, access to venture funds active in the Polygon ecosystem, a dedicated work space, fun mixers and a few surprises If you’re an early stage founder building in web3, here’s your opportunity to get a head-start

FAFO.

🪙 HFC Bootcamp: Tokenomics (applications live) A week-long virtual crash course around everything token, markets and listings for early stage founders From 5th-8th August, you will be invited to 4 different sessions and panels with speakers from Blum, Avail, Wintermute and more: • ✍🏼 Incentive Campaign Design and Learnings with Paul Sengh • 💸 Token Liquidity & Market Making with Yoann Turpin • 🌐 Listing your token with Gleb & AMA with Anurag Arjun Top founders will be given the opportunity to join the Hadron squad :) 🔗 Register:

Bootcamp prep.

Day 1 at the Hadron RWA Payments Cohort. Founders in the room, ideas on the table, energy through the roof. The future of real-world finance is being built here.

Our first two IRL pop-up cohorts are in NYC and Dubai ~ 🕌 April 10th - April 17th, Dubai (U.A.E) 🗽 April 24th - May 1st, New York (U.S.A) An exceptional opportunity to work with other amazing founders and create new, enduring and global connections. Here's what you should expect: • Practical workshops covering legal, regulatory, commercial and technical aspects of building a web3 startup • Exclusive round tables with OG founders, venture builders and investors • Focus time to build, connect and collaborate with fellow founders • A dedicated workspace designed for productivity • Fun mixers, outings, socials and more Want to join in? 👇🏻

🍓• On 24th April, @RiscZero hosted their white-paper launch party at our NYC hub (@Station3NYC). More than 80 people showed up, including academia legend and the father of intents, founders of magic & some of the leading funds from the city. berry berry cool.

🎙️ Day 2 • Dubai, U.A.E

🔊On today’s episode of: Bootcamp, Day 5 ~ @HadickM (@dragonfly_xyz) took us through variabilities of capital raise, negotiations and the importance of standing out in a round • Q&A 1 more session to D-day!

“just build shit that’s cool”

🌄 The first set of Founders have checked-in • Ski-house, Denver: 72 hours of snowmobiles, private chefs, white-boarding sessions, poker nights, exclusive merch and more (@Agglayer)

🧵Friends of Hadron: New York City Edition • More than 30 teams, 3 cohorts and 1 hub: • @AcctualTeam: Stablecoins and payments. • @getaxal: Verifiable autonomous agents. • @payy_link: Self-sovereign banking. • @FlowAI_xyz: Build your AI agents team and trade data and insights with other agents. • @campnetworkxyz: Autonomous IP layer. • @AlmanaxAI: LLM-based detection and triaging of vulnerabilities. • @ArchNtwrk: Let developers access base layer Bitcoin and UTXO assets ~ without bridging. • @OpenGradient: Full-stack AI infrastructure platform focused on security, verifiability and compliance. • @icebreaker_xyz: Launch and scale web3 communities with onchain coordination tools. • @magic_labs: An SDK to allows companies to create web3 wallets with web2 logins. • @N1Chain: An L1 blockchain with unrestricted scale, and ultra-low latency. • @Votre_Inc: Unlock safer, cheaper borrowing against Bitcoin. • @wasabi_protocol: Major, memecoins and hottest new coins. • @HyperFlash_hl: An LST+MEV solution for Hyperliquid. • @slate_ceo: The most predictive alpha feed for social trading ever made. • @jadeandcocrew: The leading content house for evm protocols and founders. • @ADINonline (@tributelabsxyz): Automative venture investing via agents and members. • @crestalnetwork: A society of self-employed AI agents, trained and owned by you. and more.

👀 After aggregation summit Brussels, we are in the Square Mile for our Dosa DAO meetup with Founders (co-sponsored by @alt_layer) today; with the very “London Aligned” evening mixer every Friday. 🍸 🔗 Register below:

Meet Atikh, Momo and Issa, In 2021, three former employees of Stripe and Google came together to create the first Web3 invoicing system. In less than two years, they raised $3.85 million with @AcctualTeam. 📝 • Here’s their story:

🎬 A small glimpse over our upcoming Founders’ doc. (@0xPolygon) 36 different storylines ~ “We all thrive for legacy, the form we acquire it in though, varies”

🏠 1 week, 12+ founders and 0 ecosystem barriers with @founderhouse_ (Bengaluru) • HFC

⏳Day 5,6 and 7 • Dubai U.A.E

Meet the minds behind the momentum. The Dubai cohort brings together 100+ mentors across product, design, tech, and growth. Here are just a few of the people guiding this journey. @chainyoda @sandeepnailwal @Scav @0xMarcB @shivnull @mfisher10x @abhishek095 @john3gan @0xAishwary

fuck around and find out.

😈 Should have arranged more chairs: A packed Q&A session with @sandeepnailwal around product differentiation, aggregation and more • Founder House 2024

🎙️ HFC Unfiltered: A series of raw podcasts with @chainyoda on market positioning, founder journeys and more. Ep1 ~ @MarcinRedStone (Founder, RedStone Finance) tl;dr • growing up in Poland, coloured vodkas, $22.5M in funding and the fastest blockchain oracle.

If you’re attending the Mainnet conference/Cube Summit, our NYC space is open for Founders, Developers and Builders for a week from 30th September • @Station3NYC 📆 7 days of co-working, office hours, networking and more: lu.ma/0m9yo2eu

⛴️ Kudos to the @crestalnetwork team for closing in their pre-seed ~ with @marouen19 at the helm (one of the most wholesome founders we have met <3)

From ideas to innovation 🧠💡 @sandeepnailwal co-founded @0xPolygon after envisioning a scaled Ethereum that supports the global online ecosystem. Now he's mentoring the next wave at @Katana. Founders, learn from the climb.

🇺🇸 @Hadronfc X @labs_electron in NYC • with Station3

🇦🇪 Founders’ Connect (Roast away) ~ hour 0 15+ projects, 5 pitches, and no-filter feedback sessions w/ @DXBxZo • 15.06.2024

The one where it all begins:

That’s a wrap from us at the @katana x @Hadronfc cohort. To @moonpay and @shivnull, thank you for making this demo day possible. To our mentors, thank you for giving us a little bit of your wisdom. To the teams that joined us on this journey, thank you for bringing your passion.

🚪Here’s why curated events hold more value than conferences for founders: a case study Two weeks ago, we held an exclusive founders’ eve with @HashedEM and @BLRxZo and invited 35 founders for a roast and feedback session in BLR. On the panel, we had @Saxenasaheb, @denverjude, and @Kautukkundan covering every aspect of a product (base tech, community, and outreach).  In under three hours, we witnessed multiple synergies, numerous products on the stage: • @FilamentFinance • @getWalletX • @evolvplatform and more. Lesser noise, more action oriented discussions and access to a filtered network of genuine founders. Founders’ eve: DXB Edition (soon) 👀

“Designing 🤝🏻 Engineering Excellence” ~ A self taught programmer, having led eng teams (@cosmos), is working towards crypto-finance at @iqlusioninc. 🏦 The man himself, @zmanian in the flesh • Cohort 2024, Dubai

Calling out all Founders in Dubai • Pitch, Roast, Refine W/ @DXBxZo 🎙️ Founders get 10 minutes to pitch their project 📝 VCs/Jurors get 5 minutes to roast it down (and maybe provide feedback) ⚽️ We become friends again over a Shisha sundowner + Euro Football Register: lu.ma/hror9zb9 The crowd’s favourite will receive exclusive Hadron swags and maybe something more • 6:00 PM GST

🥷🏼 Farcasters and Founders (W/ @0xPolygon @DablClub @chainlink) 15 founders on stage • 5 minutes of fame ~ The Foundry, San Francisco

⚡️Among the most insane Founders' eves you'll ever encounter; on the roster are: • @mert • @rushirushing • @StaniKulechov • @hotpot_dao • @nickwh8te Open bar, 50 limited spots and 0 filters. Welcome to FAFO. See you on September 19th, in Singapore. 🔗 Registration link in the comments:

⛺️ Kicking off HFC Bootcamp ~ Day 1 (26.06.2024] 55+ founders joined in for an hour long session with @ElectricCapital (@MariaShen) around narratives and fundraising A few Q’s we had answered:

.@0xPolygon-powered, founder-first. That’s our formula.

@Katana Dojo Week 02: 10 disciples. Their powers are raw. They will become masters. @0xEpochProtocol @getaxal @LucidlyFinance @ragafinance @mizulabs @bloomsocialhq @DemetherDeFi @alloc8_xyz @useTria @OmnisFarm Forge on, teams.

👀 When life gives you @chainyoda, make DosaDAO • Founder House HQ A no-filter round table with 15+ founders around fundraising, meme-markets and insider scoops:

🔂 Revisiting 3rd April, 2024 Kudos to everyone who came out to the SF Soft Launch meet-up W/ @DablClub (powered by @Polygon) It was heartwarming to see the support of the bay area community (you all are the real 🐐s) Shoutout to @HouseOfWeb3 for hosting us, and @colo and @blackmarkt for bringing the vibes ⚡️ A massive W.

🇺🇸 Kicking off with an absolute blast (Day 1, NYC) ~ • @sandeepnailwal with an e-fireside session on founder collaborations, tribes and hype + Q&A • @abhishek095 and @sunnya97 around fundraising, “go hike” and how not to fudge it up • Mixer and beers with NFT artists from @Station3NYC Rumour has it, that there are a few surprises down the calendar 👀

Picking up a few things from our session with @chainyoda and the Payments and RWA cohort.

🌶️ We’re turning the heat up on 26th July ~ Founders’ Connect: Bengaluru Edition (W/ @hashed_official @BLRxZo) 30 spots, 6 pitches and a roast-review session. Who’s on the panel? 👀 • @denverjude (Janitor, Devfolio) • @Saxenasaheb (Core team, FBI) • @0x_rsc (Startup ecosystem lead, Polygon) ⚡️If you’re a Founder in BLR who has what it takes, sign up:

⏱️ Time to deliver (T-1) Behind the scenes of today’s IRL preparations W/ @kylegordonart

Helping founders is what we do.

🌐 Hadron (together with @0xPolygon) is on its way to New York City's first Crypto Summit, where it will join Mayor Eric Adams and CTO Matthew Fraser. A 6-hour gathering of leaders in New York who manage over $1 trillion in assets and are driving the future of digital finance.