Washington Post personal finance columnist | 2022 Lifetime Achievement @LoebAwards winner | author, What to Do with Your Money When Crisis Hits

Washington, DC
Hello to everyone who has recently followed me 👋 And thank you to my day ones 🙏 Here's where you can find me in 2025. Cheers🥂
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Today is my 30th anniversary @washingtonpost It’s not lost on me that the basic financial advice I write about was taught to me by my grandmother Big Mama, whose grandfather was enslaved in NC. Now their financial wisdom is passed on to my readers. I hope I have done them proud.
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As someone who has needed therapy to get over childhood traumas, Naomi Osaka is my hero. She has bravely stood up to an establishment that sought to punish her for taking care of her mental health.
Mark my words. In 20 years, Naomi Osaka will be known as the person who finally got the masses to understand that there is no difference between mental health and physical health. What she is doing here by withdrawing from Wimbledon is more than she can ever win on the court.
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See y’all you don’t have to prove anything to anyone. Stop trying to impress people with money you don’t have. @TiffanyHaddish proudly repurposing a beautiful dress. #Oscars
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Today is the 25th anniversary of my @washingtonpost Color of Money column. All the basics that I know about money came from my grandmother Big Mama, whose grandfather was enslaved in NC. Now their financial wisdom is passed on to my readers. I hope I have done them proud.
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These are VERY important points. You don’t need to break the bank to succeed. #BidenHarris2020
Joe Biden is the first President-Elect in 56 years who graduated from a state school. Vice President-Elect Kamala Harris is the first HBCU graduate elected on a presidential ticket.
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A dream! I'm so grateful to be the Legacy Award honoree at this year's @NABJ conference. I owe it all to my tribe and, of course, my readers. Thank you for your support ❤️ I will continue to preach the importance of financial literacy and serving communities in need.
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We have ONE month to celebrate the history of African Americans. Feb. 2019: Multiple accounts of politicians wearing blackface. And now news Gucci was selling a $890 blackface sweater. We are a nation desperately in need of diversity training. #gucci #BlackHistoryMonth
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The least racist person wouldn’t have to say he’s the least racist person #DebateTonight
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President Trump tried to register to vote in Florida using an out-of-state address washingtonpost.com/lifestyle…
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About the African American unemployment rate. It has been declining since 2010. The rate was 7.7% when Trump took the oath of office. It’s now 6.8%. “Trump taking credit for this is like a rooster thinking the sun came up because he crowed.” #SOTU  washingtonpost.com/news/fact…
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#ObamaFarewell This is how you show true class!
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One dragon. Two dragon. Three dragon. You're done! Bye. Bye. #daenerys #GameofThrones
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Officially been 29 for decades. Age ain’t but a number. Still, 58 feels good. #DontLookYourAgeChallenge
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This is serious folks. I talked a family of five adults into getting vaccinated!
“NO MORE THAN MERE SECONDS” of exposure in 10-60 centimeters where one man triggers several #DeltaVariant infections with brief “fleeting” contact. Thousands of shoppers at NSW🇦🇺 mass tested. Delta called “near & present danger”. HT @lizziepearl. #COVID19
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I’m so very honored!
Michelle Singletary @SingletaryM, nationally syndicated personal finance columnist @washingtonpost, will receive @SABEW’s highest honor, its Distinguished Achievement Award at #SABEW19. buff.ly/2EiaMgg
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Beautiful kids and mom.
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Hurricane Trump: Category 5 tearing thorough the ACA. The dealmaker couldn't get a deal done and now he's crashing the healthcare system
Let's be clear: @realDonaldTrump is intentionally hurting millions of Americans out of spite. Premiums will spike 20% to 25%. #MAGA
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I asked my husband where is my hug, kiss, and foot rubs for winning an @NABJ award for commentary for my Sincerely, Michelle series on race and money. He said I got you for two out of three. That's why I appreciate you guys! #NABJAwards washingtonpost.com/business/…
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I laughed. I cried. I rejoiced. I mourned. So long Ted Lasso. Every time I watched the show, I felt this is what every workplace needs. Kindness. Forgiveness. Laughter. And leadership that puts their people first. Bravo 👏🏽 #Believe #TedLasso #TedLassoFinale

ALT Break It Down Running Man GIF by Apple TV

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Me at even the thought of going shopping on #BlackFriday
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Today was a BIG day! I was so honored to receive the Jumpstart Coalition Visionary Award. Jumpstart is an organization very near and dear to me. To make the day extra special, my husband and I paid off our mortgage…early!
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David Vise recruited me for @washingtonpost biz section 30 years ago. He drowned out the doubters about why diversity in our newsrooms is so important. I am a Loeb Lifetime Award winner in part because of his mentorship. #loebawards
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The feeling you get when you finally pay off your student loan. #worldseries fb.me/8hPl56I1k
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This is what a mic drop looks like.
Y’all didn’t have any problems wearing masks when you were burning crosses on our lawns and lynching us.
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Celebrating 31 years of marriage today to the most amazing husband. And I still like him - a lot! @CouplesRTRM #LoveMyMan #ForeverFriends (P.S. Dress was secondhand)
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I wrote about being a child on Medicaid. A reader called me the N-word. wapo.st/2n2oxEP?tid=ss_tw @washingtonpost @washpostbiz
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No cards (Didn't get to the Dollar Store). No roses. No new sexy lingerie (I would need the thermostat turned up). Our relationship doesn't need a boost from consumerism. 30+ years of marriage & we are still deeply in love. You can't buy what we have. #ValentinesDay2022
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“If we have social justice, we won't need social service.” #JulianBond
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The truth shall set us free! Please!
For a guy who knew “nothing” about WikiLeaks, @realDonaldTrump sure talked about WikiLeaks a lot.🤔
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Maybe it’s the series I’m writing on race and money but my heart is so heavy. Whoever wins, I live in a country in 2020 where so many have viewpoints that aren’t that much different than the time in which my people were enslaved and that is making me cry right now. #Election2020
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I noticed this too! But how many people are listening during the instructions? I fly a lot and almost no one pays attention. nitter.app/BobbyLaurie/status/986…
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Can I share some great news? And so fitting this comes in #BlackHistoryMonth I'm the first woman of color to be so honored! sabew.org/2019/02/michelle-s… sabew.org/2019/02/michelle-s…
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Today, I’m walking off the job with hundreds of my colleagues. The Washington Post is breaking the law and bargaining in bad faith. Respect our picket line by avoiding WashPost journalism today, and send a letter to our bosses bit.ly/postguildsupport
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"Good things don't come to those who wait. They come to those who agitate!" #JulianBond
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Getting ready for my lifetime award. #loebawards
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This is HUGE! “None of the president’s positives can balance the moral and political danger we face under a leader of such grossly immoral character.” - @CTmagazine Well argued!!
From Christianity Today’s editor in chief christianitytoday.com/ct/201…
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I love the pomp and circumstance of the coronation but the money manager in me wonders how much all of this costs. If I’m ever crowned queen of anything, I will have a reception in my backyard and wear an outfit from TJ Maxx.
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Want to boycott the Trump brand? There's a list for that. #grabyourwallet #Trump fb.me/3no6K6xdC
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Change is coming!
Andrew Gillum made history tonight! So, allow us to reintroduce this King, Florida’s 1st African-American Democratic Nominee for Governor. August 28, 2018 another pivotal moment for #BlackHistory! #BlackExcellence @AndrewGillum
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YES! My 10 finally. I listened. Brought the globe back.
Great author’s setup. One copy-cover forward. Books. Globe. Plant. Typewriter. How to 10/10 by @SingletaryM
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What he said. 👇So tired of hearing criticism about comments early on when we just didn't know how bad it could get. But you pivot when you do know. Trump never did that. He just kept us in the dark and tried to lie his way to beating covid-19.
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For the next four days, The Washington Post is completely free to read! All week, I'll be posting some of my more recent top stories. Follow this thread for a trip down memory lane. Hopefully, you find some new content on The Post that you love.
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Rich people who are never satisfied trying to get more and the poor folks get burned — literally
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"All dictatorships must suppress inconvenient truths and spread convenient lies. We still live in a democracy, but President Trump displays a dictator’s aversion to the truth. Indeed, his whole administration is built on a foundation of lies." - @MaxBoot washingtonpost.com/opinions/…
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So much praise making me tear up. I never, ever thought I would work for @washingtonpost, and certainly not for 30 years. I'm grateful for the readership. I'm honored so many have trusted my financial advice, which isn't always easy to take.
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He's alive. #GameofThrones #JonSnow My heart only just stopped.
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“You might say [people] shouldn’t have been lured into buying homes they couldn’t afford, but they were systematically misled by predatory lending and real estate practices.” - ⁦@RBReich#financialcrisis washingtonpost.com/business/…
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It’s a family affair. My daughters. We just got the first shot of the #Pfizer vaccine at our church ⁦@FBCG#fbcglive #covidvaccine@pfizer
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“People know your glory but don’t know your story.” - @BishopJakes They don’t know what you’ve gone through to be successful. #FBCGLive @JKJenkins @FBCG
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Trump just admitted he threatened to keep federal workers off the job for months or years for a wall he said Mexico would pay for. But now many people working for the American public will struggle financially for his false promise. wapo.st/2F8KU7v?tid=ss_tw&ut…
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3 for 3. Last kid just graduated from @TowsonU with double degree. She’s a teacher y’all with a job already. Hallelujah!! #Classof2022
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2 days to go when the last of our 3 kids will graduate from college @TowsonU She's going to be an elementary school teacher. So proud of her. Best part. No student loan debt for any of them. No parent plus loans for mom and dad. So grateful. #debtfree #Classof2022
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Replying to @taylorswift13
'@taylorswift13 you have so much but still thinking of financial fairness for others. Kudos!!!
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I won! I won!
Congratulations! @SingletaryM & @gretchenfrazee received NPF fellowships to the 2018 Wharton Seminars for Business Journalists. We are proud to support journalists & @Wharton with these fellowships. nationalpress.org/awards/wha…
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I don’t trust at all! Too many anti-vax folks out there.
I’m still stunned at the CDC decision. Yes, vaccinated people are well-protected and not a threat to others. But do we trust that the honor system—won’t unvaccinated people pretend to be vaccinated & stop wearing masks? What about our obligation to kids & the immunocompromised?
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You said it doc!
When the Merck CEO denounces the KKK, Trump denounces the Merck CEO. That's White House Supremacy.
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What does it say about your character when you lie about something you don't have to lie about. Trump's flub of "Tim Apple" instead of Tim Cook could have been easily explained. Now this lie about Tim Cook of Apple. Really? We all trip over our words. Trump trips into lies.
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No blue check anymore, but I'm the real me.
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Stop killing my direwolves! I can't take it anymore. You already took Santa #GameofThrones
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How the police handled a Black Lives Matter peaceful protester vs. Trump backer at the U.S. Capitol
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Finally. My 10. Always great advice on setup. Added plant, animal, another typewriter, and globe.
Great author’s setup. One copy-cover forward. Books. Globe. Plant. Typewriter. How to 10/10 by @SingletaryM
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I know a lot you are scared of what’s happening in the stock market but watch this. 20 years of faithfully investing in 529 plans even during the recession helped send our kids to college debt free. @TODAYshow
Michelle Singletary, author of “The 21-Day Financial Fast,” is a middle-class mother who put all three of her children through college – with no student loans. Here's how she did it.
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How it feels to graduate without student loans! #debtfree #freedom washingtonpost.com/business/…
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My son, who is on the spectrum, turned 20 last week. I spent so much time fighting for him that it often left me too tired to see him for the awesome person he is. Now, I see him not for being different but for his gifts! #WorldAutismAwarenessDay
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RIP to my blue check. I practice what I preach, and being verified isn't worth the money. Treat yourself to a fancy coffee instead!
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How you feel when you drop off your last kid to college and you finally have your house back! #EmptyNest #FreeAtLast
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My grandmother taught me how to manage my money. And now I'm passing on her financial wisdom. Thank you Big Mama! Rest in peace knowing that I was listening. #NationalSeniorCitizensDay
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It's called a credit card statement.
Spotify Wrapped but for your credit card would be so brutal yet really educational
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I finally got time to watch @YvonneOrji comedy special on @HBO It’s a much watch. It’s the laugh we need right now. As a columnist for @washingtonpost I know good writing. Her material from beginning to end is brilliantly written. #pgcounty #MammaIMadeItHBO

ALT yvonne orji molly GIF by Insecure on HBO

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So proud of my daughter. Getting her master’s degree today from School of Social work with honors @mdsocialwork And graduating with NO debt! #529Plan #2019UMB
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As the May 1 college decision deadline approaches many families will be deciding to take on debt. Maybe this video will change their minds.
How it feels to graduate without student loans! #debtfree #freedom washingtonpost.com/business/…
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By blue check went away, but I'm still the real me.
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“And now [Republicans] have the gall to blame antifa, Democrats, Biden? Take some responsibility for what you’ve done. Name, shame and eject all these traitors from office.” - ⁦@crampellwashingtonpost.com/opinions/…
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I’ll so honored. Here with my wonderful husband #LoebAwards
Replying to @LoebAwards
“SINCERELY, MICHELLE” By: @SingletaryM For: @washingtonpost #LoebAwards
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Here’s a way for Biden and Democrats to counter Republican attackers say @ThePlumLineGS: "Move to increase funding for the Internal Revenue Service so it captures some of the trillions of dollars in revenue that are expected to go uncollected in the next decade."
Republicans are attacking Biden's package by screaming about deficits. That's absurd, given their deficit-busting tax cut. But that aside, Dems can counter this by calling for beefed up IRS enforcement to thwart elite tax dodging and capture more revenues: washingtonpost.com/opinions/…
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'@SenJohnMcCain It does take courage not to follow the crowd -- even when they are headed over a cliff!
Thank you John McCain for your courage. War heroes who were captured tend to have a lot of courage. cc: @realDonaldTrump
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You can support higher minimum wage laws for service workers while helping them where they are now.
if ppl keep tipping employers wont incr pay & won't be any push to incr wages also. should be like EU where tip is already added to cost & ppl paid ok/decent/well in service industry. taxpayers pay medicaid/school costs. employers costs shifted to taxpayers
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2021 is already looking a lot better than 2020. Bye-bye @realDonaldTrump #HappyNewYear #hallelujah
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I have NEVER missed voting. I will never forget the people who died and were abused trying to fight for their and now my right to vote.
On behalf of all of us @ABCNetwork we encourage everyone to get out and #vote @TheConnersABC @blackishabc @therookie #courage #strength #unity #America
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When you want to criticize #SocialSecurity read these stats.
#SocialSecurity was signed into law on this day in 1935 by President Franklin D. Roosevelt. It's been under attack ever since.
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By the way. The dress was purchased secondhand for less than $200. Relatives fussed at my frugality arguing I should have my own wedding gown. Me: "Why? The first bride won't be at the wedding saying, 'That's my dress.'"
No cards (Didn't get to the Dollar Store). No roses. No new sexy lingerie (I would need the thermostat turned up). Our relationship doesn't need a boost from consumerism. 30+ years of marriage & we are still deeply in love. You can't buy what we have. #ValentinesDay2022
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A message to Washington Post subscribers
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The season finale of @GoodDoctorABC brought tears to my eyes. My son has autism & there was a time when 2 educators didn’t think he was capable of being in a regular classroom. They were like Dr. Han. Couldn’t see his possibilities. He’s now a math major at @UMBC #TheGoodDoctor
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More than 18% of new-vehicle loans are for 7-year terms. Many Americans don’t even want to keep their vehicle for seven years anymore. Not me though. I ride mine until I can't anymore.
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This scene - my whole life. Still. People making me doubt myself. Because I’m a woman writing about money. Because I’m Black. But I chose to believe!
In honor of the end of Ted Lasso, the darts scene is worth sharing one more time… #TedLasso
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I get asked a lot why @washingtonpost has a paywall. Why do you have to pay? A: We’re a newsroom that relies on subscriptions in order to report the news and hold those in power to account.
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Raise your hand if you've seen all that you need to see with these debates. I can't take it anymore. Let's just vote! #Election2020
Presidential debate scheduled for Thursday is canceled by commission washingtonpost.com/elections…
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