I like being a dad, stocks, leverage, nicotine, hotels, and Coca-Cola. I work in wealth management/family office services. Personal thoughts, not advice.
United States
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Of course it was a Boomer that ended eight decades of American Exceptionalism. They were never going to leave the place better than they found it, after all they’re not their parents.
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Can I tell you guys a secret? I’m not a fan of my neighbor so I search “personal injury atlanta” and click on his sponsored link a couple times a week.
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Today I opened the chipotle app, loaded a tasty burrito into my cart, saw that it was $20.80 before tax/delivery/tip, and closed the app. Chose leftovers instead. I’ve seen enough to call it: we’re in a recession.
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A few weeks ago I was with a mil friend who told me cargo companies are now selling packages for rich people to come aboard for trips around the Horn of Africa (effectively licensed murder of pirates). So if you’re into that, FYI it’s out there.
科技黑妹
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Are you kidding? One is bonefish with Silian Rail font and the other is pale nimbus, white. Huge difference.
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Pro tip: if you’re in wealth circles, treat service workers with the utmost (deserved) respect. Punching down is taboo because everyone at that level realizes how lucky they are to be there. Ignoring this rule is a sign of New Money and immediate black ball.
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If you hate your former employer but they had a reasonably good 401k plan and you have >$10k in it, consider not consolidating your 401ks. They can’t kick you out of the plan but they bear costs on your assets. It’s fun and legal to do!
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40yo male approaches us at SkyZone and asks if the 8yo girl sulking next to us is ours. No. He then starts a conversation to “see if she’s alright”. Brother, there is no benefit, in this climate, to engage with a child that’s not yours. Unless, of course, that’s like your thing.
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If you work in a high cost keyword industry and you have a cheaper, real life method to acquire clients, you should 100% be doing this. Take a lesson from Cornelius Vanderbilt: it’s not enough for you to manage your own business, you must inflict cost on your competitors.
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I cracked. I watched Margin Call to calm my nerves. But it’s not helping. I think I’m a panican.
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Pro tip: if discussing finances with your wife, always use %’s and never actual $’s. For the sake of marital harmony.
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At my son’s game I heard a PE guy describe to another dad his strategy as simply multiple arbitrage by packaging SMB ($1-5MM EBITDA) into a holding company and flipping it to bigger funds. Then he told another he ordered a new Range and now I’d like higher rates tomorrow, please.
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Wife: I understand why people go Mercedes or even Volvos for safety, but how does one do their research on all the cars available and end up getting a Buick Enclave?
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luke ⁉️😶🌫️❤️🔥
I didn’t know when I was awoken to clean up dog shit this morning that would be the last time. Sucks.
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Money is pretty boring after awhile. How did Buffett maintain such steadfast focus on it for so long?
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This guy in Memphis is awesome.
He’s been doing it for 20+ years. I ate my first good BBQ from him when I went to college. Try the Bar-B-Cue Shop on Madison Ave!!
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I am required to send an email that, when read, will immediately get me yelled at. If I’m lucky, screamed at like I haven’t received in years.
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The longer I work in business, the more I perceive success as predictive based on being cool and likable in situations that aren’t the main event like this:
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Please don’t make me pay the same as last year’s property tax so I can do your job and mine simultaneously.
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It’s more important, now than ever, to maintain no online presence under your personal name.
Washingtons ghost
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Holy shit. I thought I had a good, not great loan but I was just quoted a 2.69% 30-year fixed.
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In my seat I get to meet a lot of successful people, they all have long-tenured and overpaid staff. When they find someone good they want to keep them and a little bit of the employees’ success reflects back to the principal. Rare is it the successful modern day slave laborer.
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If it is to be said, so it be, so it is. nitter.app/FoolAllTheTime/status/…
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Koreans did a world class speed run to developed market status, hopefully the next generation learns happiness
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You find the closest HSBC branch and you place it.
Imagine you stumble across all this
Now what do you do
nitter.app/thebestvolkan/status/1…
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PSA: somebody posted ~six months ago, “parenting is easy, just ask the kid to do regular things with you. They just like being around you and learning new things.” It’s made me a better dad and helped us a lot, thank you to whomever made my life better.
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Let’s say you were raising a human you estimate will be 6’7” and 200lbs, what Olympic sport offers the easiest path to glory for average athleticism? I’m pushing javelin hard.
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My son was elected co-captain on his football team this year. Watching him walk out there as representative for his teammates to do the toss makes me very proud of him. Being a good Protestant man, I will bottle that feeling up and withhold it from him forever.
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The more views this gets the funnier it is to me I phrased it with “can I tell you a secret?” I thought my three mutual stans and I would laugh but instead I have all the very serious SEO people coming in to mansplain the Google algorithm to me. Nobody can know God’s benevolence.
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Remember when The Points Guy was a good resource? Before Silver Lake told them to fire all the staff, use ChatGPT formulas based on prior posts to write new articles, and grab as many email addresses as possible, making their site worthless in the process? Yea me either.
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This platform is amazing. I’ve emailed WSJ reporters. A CEO of a Fortune 500 liked my John Malone joke. And connected people IRL with jobs, deals, and ideas. For a guy from eastern KY to get to earn your time, get to share experience and jokes with you, I’m very grateful.
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Average 45yo male on a golf junket away from wife/kids nitter.app/flock0o/status/1722973…
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Dad, did you allocate a lot of client assets to fixed income when the US 10Y bottomed at 0.32%?
Blaze
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It’s actually really good for rich people to have frivolous hobbies like this because it creates jobs, doesn’t hurt anyone, and lowers inequality.
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E
4yo packed her own lunch today. That’s one mozzarella stick, a dozen baby carrots, 8 blueberries, and an entire cup of grated parmigiana.
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Please have kids. And not because I’m pro-GDP growth and want to solve our social safety net funding issues, but because you get to watch a 4yo watch Home Alone for the first time and yell “that’s not a good idea!” at the tv.
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Wife’s cousin has lost a considerable amount of weight over the past year. Has gone to the coat room to get in her purse twice since she’s been here. Ok I’ll play my favourite game: is it a vape or is it meth?
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I’m a big believer in fuck you money, but on some level how do you reconcile it with the respect due to sharing a public stage with two former global leaders? I don’t know man it’s so close.
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I have publicly pledged my allegiance to Liberty by becoming an annoying reply guy. Have lost my patience with Dave Ramsey-type simple heuristics: “investment fees bad”, “all debt bad”. These work for some people, but life isn’t so black/white.
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I don’t want the sanctimonious “I quit drinking” people to be right, but it’s day 7 and I can tell a difference mostly in my sleep: quality, temp, and heart rate (hope BP 📉 too). Maybe it’ll just be a June thing, it’s nicer than I expected.
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Be careful about being the guy-who-does-anything-just-to-be-helpful at the office because you might just fill your plate with all the low productivity shit nobody else wants to do.
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It’s an excusable error, US passport holders can travel visa free to 186 countries and territories. It’s a small minority of countries (31 countries, including Belarus, Chad, Iran, and North Korea) that still require one.
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I need my wife to stop receiving trade confirms. I hate defending my actions ex post facto. It’s like double compliance.
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Attention: after 9 years of defining my Outlook personality by Garamond 11pt font, I am moving to Aptos (Body) 12pt. Yes, it’s the new default, but it’s very clean and I think kinder/more jovial. Thank you for your support of this important matter.
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I watched My Cousin Vinny last night for the first time. Have you seen this? Have you heard about this movie that came out in 1993? Very good.
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Its a savage industry. Most finance careers are shorter than we like to admit to ourselves - for every Tom Brady with 20+ years in the league there are thousands who never even vest in the pension. Save what you can when you can, there are no guarantees of tomorrow.
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My cousin saw a girl who makes a million a month on OF at dinner. He also noticed her friend, who is a pornstar, by name based on the birthmark on the back of her leg. He said both of these things to his mom. This is one of the favourite days of my life.
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The first time I saw this scene I laughed uncontrollably for five minutes. People around me asked the girl I was with at the theaters if I was ok.
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That’s a bummer that his former employer didn’t pay him how much they valued him so he had no mechanism to get it without forcing their hand. Sorry you were an innocent bystander but on the bright side - you’re hiring process results in highly qualified people getting through!!
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Partners meeting is over, FY24 comp is set, we can pack it in the rest of the year fellas.
LUCILLE
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I think it’s really brave of you to share this. Social media gravitates to success porn so your honesty is a breath of fresh air. And best wishes on the next business idea!
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I’ve worried my son gets run over. But today he came home and said the girl he’s been crushing on humiliated him in front of the class by saying “I don’t like you” and he responded with “so? Who cares? Nobody asked you.” Took the power back, yes!!
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Can we get some @SEC_Enforcement ruling in here? Is it ok to use your freedom of speech to create fake, potentially market moving sec filings?
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It’s week 9 of the wife’s new practice and I can’t tell you - but I will anyway - that our overarching thesis that patients and providers are dying to get away from corporate medicine seems to be playing out affirmatively and much quicker than we anticipated. Just today we received not one but two resumes from physicians looking for a private practice job. I just wanted my wife to not get fucked by the PE guys anymore but is this thing actually going to work??
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Thinking about deleting LinkedIn. It seems like a bad risk-reward where I am publicly giving up too much personally identifiable information (PII) for free when I’m not optimistic about its potential to lead to positive outcomes for me vs other online and in-person channels.
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Amazon found that every 100ms of latency reduced conversion by 7%, or cost them ~1% of sales.
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People fought wars with axes to prove that’s not the case. England and Scotland are separate but both apart of Britain.
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Guy was at the party last night and I was talking to him for a long time. Somebody joins our group and says “hey why the mask?” And he goes “oh because I have covid”.
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Most UHNW families don’t allow you to peer into their inner thoughts but many struggle with these feelings of unearned accomplishment. In business, the non earning spouse has an opportunity to contribute because as one levels up the more entertaining and nonbusiness space events there are. But in sports, only one person can shoot the basketball so I can see how Mrs. Curry feels unvested in her current life. If she doesn’t get these feelings under control, it’ll lead towards discontent and eventually divorce. Airing it publicly is a terrible sign and she’s taking a ton of deserved criticism on it.
Ayesha Curry reveals she never wanted kids, had her own career goals, and Steph doesn’t understand her 😳
(h/t @ItsKingSlime)
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Wife on our walk today: wait, how did we get so far into debt?
Me: well if you look at it another way, on a % basis of assets or net worth we’ve actually never had less leverage. If the bank is going to keep offering rates this low we really can’t afford not to take it.
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I can’t wait for my housekeeper to leave so I can unlock my office and go into the kitchen. Follow me for relatable content.
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