I worry about the average American who owns no businesses, few stocks, sparse assets, and doesn't understand AI. We are in an asset ownership race.

I have a friend who used to work for 2 billionaires after all he's seen he said to me, "I wish you not one penny over $299 million. Reality gets completely lost somewhere after that." I think about that sometimes.

All of X making sure the map doesn’t flip to blue when our eyes close…

I’ve never told this story before publicly but, I used to be a journalist covering human trafficking on the US Mexico border. I’ve crossed the border illegally covering migrants and cartels countless times. I saw young women in the morgue after they were raped and brutalized in Juarez. I saw a man get stabbed by a coyote in the gut, a terrible way to die. I know the sound a human makes when it happens. I knew a kid Neftali Fuentes who crossed 100+ times helping others not die in the desert across Arizona. I’ve seen cartel wars play out on the streets of Juarez, bodies dangling from over passes. I’ve been held at gun and knife point before. Those who say open borders are humane have no idea what they’re talking about. You live in an air conditioned suburb that might as well be an ivory tower. Do not tell me what we do now is virtuous, it is cowardice. I hope we do what is right which is secure the border, stop criminals from profiting off of misery and help support local governments to be better like El Salvador. If you don’t understand this, yet you’ve never been to the border, never spoken to border patrol, never seen the many crosses in the dessert maybe get down off your high horse and try to understand… or sit this one out.

My husband and I have a rule, never talk down about each other in public. No passive-aggressive jokes. No "put-downs." Your partner is either your cheerleader or toxic.

I’m 37. If you're still in your 20's, read this:

Just rawdogging life, like a psychopath.

It's all choices.

How do people not see? Zuckerberg ADMITS our government forced his censorship of real news. France arrests Pavel for not sharing private citizens data. Brazil bans X for not censoring & limiting political opponents. UK arrests citizens for speech they don’t like… People wake up. There is only one way this ends. Read your history, 1984, Brave New World. And someone protect Elon.

I’m 38. If you're still in your 20's, read this:

You can always tell someone who will be successful because they are so oddly different from everyone around them.

I have a friend who is 40 and damn near a billionaire. I asked him what his one key to investing well is... here's what he told me:

I think about this at least 1x a week.

You only need to know 3 things to understand finance. I could have saved myself: - 2 years for my MBA - $160,000 to pay for it - 7 years at Goldman If I just learned to read these 3 financial statements:

Being married is so underrated. Come home to your best friend, talk and laugh every day, cook and drink wine together and share burdens together.

Dear old people: Waking up early, being married, going to church, reading books, going to bed at 10pm, drinking less, and staying home more is actually amazing. Sorry I was wrong.

I used to use weed. I used to invest in it. Biggest mistake of my career. It makes you dumber, more depressed, less healthy and lazier.

It's all choices.

Unpopular truth.

Marrying well is the biggest life hack of all.

I rarely meet someone super fit who also doesn't work incredibly hard in the other areas of their life.

The most expensive thing you’ll ever pay for is not what you think:

If you don't understand debt, you'll never be truly wealthy. Here's what you need to know about how the rich use debt:

One of the most underrated things you can do is buy unwanted land with your friends and build a compound. We bought this for $7,500 an acre 66+ acres… two families building from scratch.

My richest mentor told me... "I win more for one reason. I move fast. By the time most people are done analyzing, I've already made three mistakes and found a better way."

Only people who aren’t Latino would be shocked when Latinos vote for capitalism and freedom… after fleeing across countries on foot to escape socialism and big government. Oh and we believe in Jesus. Like a lot.

You’d be richer if you moved faster.

She’s blacklisted by the Clintons. Yet Joe Rogan said she’s the best politician he’s ever seen. I sat down with Tulsi Gabbard to talk about her time in politics, and what's really going on in America right now. 7 interesting takeaways:

The best marriage advice I’ve ever read.. from Nietzsche

Tasting freedom can make you unemployable.

Every night my husband and I do this one thing, it's called the TEAM method... It may completely change your relationship, it did for ours:

I've never met someone massively successful who hasn't gone through something that nearly destroyed them.

You win in life by being ok with people: - not liking you - disagreeing with you - not inviting you - wishing you'd fail - thinking you're wrong

The degree is dead, the future is experience.

You want to get rich... build relationships with: - Lawyers - Accountants - Bankers - Investors - Owners They understand the game.

You want to get rich... build relationships with: - Lawyers - Accountants - Bankers - Investors - Owners They understand the game.

Maybe we should put our kids in BJJ. This study looked at Brazilian Jiu Jitsu's effect on young people. The results are incredible. Kids did jiu jitsu 1-3x per week, 45 minutes on average, and they increased their self control by double digits compared to their peers. They showed more inhibitory control - aka, less easily distracted, more focus. Other studies say the same thing: One looked at MMA vs BJJ, and the kids who did BJJ had: • Increased self-control • Increased pro-social behavior • Decreased levels of aggression Another study looked specifically at boys with autism. It found that the social + motor control aspects of martial arts have a huge effect: The group who did martial arts had a 12.79 LOWER score on problem behaviors than the control group. In a world that’s constantly trying to distract us, BJJ makes you disciplined. In a world where kids are increasingly isolated, BJJ puts them together & challenges them physically and mentally. What do you think? Would you put your kids in martial arts?

Decrease the time between having an idea and getting it done. Money loves speed. Poverty loves waiting.

I've never met someone massively successful who hasn't gone through something that nearly destroyed them.

Underrated signs of a high performer: • They hate small talk. • Are not okay with wasting your time. • Do what they say they’re going to do. • Do it with urgency. • Are obsessed, not just interested. What am I missing?

Biographies of billionaires teach you more than self-help business books. Here are my 5 favorites:

Be the type of person who reaches out to others... when you don't need something.

This is why 99% of people stay stuck their entire lives:

Most successful people I've met aren't that smart. They move fast, they take risk, they work a lot. That's it.

Life hack. Always the stairs, never the elevator. 9 other underrated life hacks:

A study was published on how personality traits relate to life satisfaction. The no.1 trait of people satisfied with life? “Having a lot of fun.” Here’s what else they found:

"Smart men go broke three ways - liquor, ladies and leverage." - Charlie Munger

Why does it feel like we’ve collectively forgotten someone tried to murder a Presidential candidate?

Most successful people I've met aren't that smart. They move fast, they take risk, they work a lot. That's it.

If you want to get rich, master negotiation. • A salary raise • An investment • Business deals It doesn't matter. 13 negotiation secrets from 20+ years in business (that have made me millions):

Being around really really rich people will teach you two things... 1) They work harder than you imagine. 2) They're not as smart as you thought.

The next decade belongs to those willing to earn it:

75M baby boomers will retire by 2030. 8 tools for finding and buying their businesses (before someone else does):

I don't care what "side" you're on... If Elon Musk became US Head of Efficiency... our nation would revitalize. He's categorically the best CEO of our generation. He turned the US dying space and auto industries to world leading. Let's quantify this... 60 % of all satellites in the Earth's orbit are now from Starlink. There are an estimated 10,036 satellites in Earth's orbit. Starlink has 6,800. The US will launch around 159 rockets into space this year... SpaceX has already launched 84 this year. Last year he launched 96. This isn't even to dive into his revolution in media, electric cars, batteries and open-sourcing technology. Balaji has an incredible tweet describing the difficulty of hardware in general. Then add electric, space, reusable rockets, while managing 3 multi-billion dollar companies simultaneously. His pain tolerance must be unrivaled. I pray for him and could never stomach his life. Anyone who thinks he is bad for our economy or humanity is either lying or so dumb as to be irrelevant. We should pray that our best and brightest like Elon would go into government and make it 1/10 as efficient with our tax dollars as they are with their investment dollars. As @balajis said to me, "A great litmus test of people is if you ask them if Elon Musk is a good CEO or good for humanity and they say no... run don't walk away." I agree, they are a burn it downer not a builder.

1. As soon as you hit your 30s, you’ll understand... Your 20s actually suck. If you feel like it sucks right now, guess what? It’s supposed to. It gets better. 2. If they’re not interesting when you’re sober, don’t drink until they become it.

Beautifully said.

7 graphs that will challenge your intuition: 1. The Relative Value of Higher Education

I’ve read 100+ books on money. 50% were a waste of time. 20% were not relevant to me. But these 8 changed my financial life:

Waking up at 5:45am solves 99.9% of daily issues.

Every time my husband and I get into an argument, we use one thing to defuse it... The "Too-Small Trigger" It may completely transform your relationship, it did for ours: We were having trouble “picking our battles.” I’m a fiery latina who thinks they’re ALL battles. He’s an ex-military, no grey lines type. So we started something… How often do you look back on a fight with a significant other and think... that was dumb. I can’t believe we got into it over: • clothes left on the ground • dirty bathroom sinks • being 5 minutes late • taking out the trash Whatever. We as humans do a terrible job at prioritizing when we’re elevated. So, we started doing this one thing mid-fight that’s a pattern interrupt: When one of us starts to get upset, the other one listens for a second. Then right about when they’re going to start defending themselves and shifting blame… We instead say, “1 to 5?” We ask the other person on a scale of 1 to 5 how important this is to us. And for some reason... It triggers the other person to pause, think about it, breathe, and then respond. Sometimes it is TRULY a 5. Resolving this is really a priority. But most times it’s not. It’s a 1-3. We say, okay it’s a 1-3. And we can have a discussion on changing it or our expectations. We constantly prioritize at work, but not well in our relationships. This changed the game for us. Bonus framework: Temperature Gauge. Stop these arguments before they start. You can *feel* yourself getting riled up… Hot face, tight chest, grinding jaw… Now we notice these signs and say, "Hey I’m feeling a little amped, can I calm down and we circle back?" You take the blame upfront, and they get a willing partner on the backend. *We certainly don’t have it all figured out, but we’re not afraid to get tactics from coaches and counsellors. I hope this helps you, too.

ChatGPT and AI will kill industries. 11 ways it will impact you and your businesses (+ how to win now):

You must learn to be disliked or you’ll find yourself stuck in a prison of other people's desires.

You want to get rich... build relationships with accountants. They understand the game. 10 accounting terms you need to know in under 3 minutes:

Nobody cares about your life...They think about you for one second and then think about themselves again. So you might as well do what you want.

3. Your first job is like the DMV. Awful. Everyone’s mad. Nothing works. But the key is.. You're not supposed to stay there. 4. It is very hard to change the world when you are broke. So don't apologize for chasing money.

Amazon is facing an $8B/year problem. • ~75% of employees leave the company • Only 1/3 of new hires stay for >90 days • 100% employee turnover in warehouses (double the industry average) But it gets even worse. Let me explain:

5. In your 20s: Meet everyone. Say yes to everything. You narrow the field later. 6. Do it all. Because you’ll die eventually and life will make you slow down. But up until then, eat the world.

We have completely lost the plot. Every day people are not being kept up at night about getting abortions and Ukraine and Jan 6th... they just want to eat, live safely, and pay their bills. Was talking to my hairdresser this morning, her business is down 40%. Her product costs are up 30%. She hasn't had to go and find new clients for a few years but now her clients are moving to lower maintenance cuts and colors so they come in only 3 x a year instead of every 6-8 weeks. She thinks she likely won't be able to cover her salon overhead. Same with my cleaning lady who has part of her business as airbnb cleaning, she's doing 50% less work in Austin. They can't raise their prices 30-50% to make up for it. This story is repeated all over this country. Fix the economy and personal safety. That is what the people want. GET OUT OF THE WAY of everyday Americans don't offer $6k checks while you tax us and overregulate the economy to death.

Every Sunday I use the 1 in 60 rule, it may help you change your life:

You underestimate how much more you can make in your career if you are likable.

If you don't understand taxes, you'll never be truly wealthy. There's a capital gains strategy that could save you millions. Here's how you can leverage it (in 3 minutes):

I don’t post politics. But this is too important. The Texas border. @elonmusk @BillAckman & former FBI all asking why Biden administration is not letting the national guard, guard the nation? This is how nations fall. I know it’s hard enough in our business and just getting by. But we live in a time that calls for more. If we want to earn, we need stable economies… we need you and me to stand up here. “Do not pray for easier lives. Pray to be stronger men.” -JFK

If you don't understand taxes, you'll never be truly wealthy. Owning a small business is the best tax deal in America. Here's everything you need to know about how to leverage it (in 3 minutes):

The system is designed to keep you comfortable, not wealthy. This financial autopsy of a 36-year-old couple earning $350k proves it. Look at these numbers:

Anyone who says owning real estate is passive income has never owned real estate.

If you want to get rich, master negotiation. • A salary raise • An investment • Business deals It doesn't matter. 13 negotiation secrets from 15+ years in business (that have made me millions):

No matter who wins as President, no one is coming to save us. You want a better life, go build it.

Everyone wants to make money or be an investor... But most people don't speak the language of investing. Here are 16 terms every VC knows but most investors don't:

I am so glad Elon Musk bought twitter. It’s not the kindest place, but today it is the only place to find truth in real time.

Unpopular hard truth... Best hires blow you away week one. Never seen a slow starter become a top performer.

Unpopular opinion: The biggest change in wealth happened for me when I realized $1,000,000 is not a lot of money.

Waking up at 5:45 am solves 99.9% of daily issues. 12 other unreasonably simple habits to change your life:

America will be saved by its citizens not its bureaucrats. Ad astra!

After 13 years in finance and managing hundreds of millions... Here are 21 truths that will make you more money than any business degree:

Elon Musk fired 80% of Twitter (6000+) and everyone thought the company was doomed. Turns out he was right. Smaller, higher performing teams win.

The five levels of rich: Level 1 - No car Level 2 - Cheap car Level 3 - Range Rover Level 4 - Ferrari Level 5 - No car

3 years ago I started writing this book. I kept whittling down… What do people actually need to know to become owners? What would help you buy more businesses, scale businesses and teach the next generation the same? Hopefully, it’s this. Main Street Millionaire. The idea is there are 3 waves changing ownership forever: 1. A generation retiring 2. A generation increasingly opting out 3. A great corporatization of the big getting bigger If you believe like I do that Starbucks will never be as good as a corner coffee shop, that humans are happier when they have skin in the game, that the world is better when we feel like owners not renters, then I think you’ll like this book. It’s not a memoir, it’s not about me, I’m not sharing my successes or failures. It’s a step-by-step guide, it’s how to buy businesses, it’s a lil tongue in cheek, it’s exactly what you need and nothing else. BUT, it is also a call to arms. We should own our communities. We are happier with hard work, calloused hands, and in the sun not stuck behind a computer screen. SO - here’s my ask… Do you know how much preorders matter for books sales? Holy heck - a lot apparently. Preorders basically decide where books will be sold or won’t. Whether it goes in airports or, ya know, the bargain bin. EEK. I believe this book can change people’s lives. I want it to reach all the people who need it. So I would be honored if you bought one on preorder. If you want to do that, the link is below and you’d be my new best friend… and also my partner against Wall Street Owning everything and us saying THANK YOU. Idea is we bring back Main Street, together. And we all make some $$ while doing it.

The world is run by: - C students - failed employees - and probably people less smart than you. Don't underestimate yourself.

Every night my husband and I do this one thing, it's called the TEACH formula... It may completely change your relationship, it did for ours:

Waking up at 5:45am solves 99.9% of daily issues.

My richest mentor told me... "I win more for one reason. I move fast. By the time most people are done analyzing, I've already made three mistakes and found a better way.”

If you speak the language of money, you tend to make more of it. 37 money-making basics the rich have memorized (in one line each):

The greatest muscle you can build is urgency. Decrease the time between having an idea and getting it done. Everything changes.

The greatest muscle you can build is urgency. Decrease the time between having an idea and getting it done. Everything changes.

The greatest muscle you can build is urgency. Decrease the time between having an idea and getting it done. Everything changes.

When you can’t be controlled, you’ll be hated.