We regulate financial services firms and markets in the UK, setting standards for firms to meet and holding them to account. @FCACymru

London, Edinburgh & Leeds
The legal challenges to our motor finance scheme will be heard by The Upper Tribunal on 14-18 December 2026 or 16-26 February 2027. The Tribunal has also made an order suspending parts of the scheme on terms agreed by us with the 4 challengers. The partial suspension enables firms to keep preparing for the scheme and progress complaints as far as possible, while avoiding work that may need to be repeated if the challenges succeed. It also provides certainty for some consumers sooner, by requiring firms to tell complainants who are not owed compensation, subject to limited exceptions. If the scheme is upheld, and the judgment isn’t appealed, we expect payments under the scheme to begin in 2027. Lenders would have to follow the scheme rules, and we’d supervise them closely to make sure they do. fca.org.uk/news/statements/m… #CarFinance #MotorFinance #HelpingConsumers #FinancialServices
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This is a significant moment for cryptoasset regulation in the UK. 📢 Firms supporting people to buy, trade and hold cryptoassets will need to meet clear standards under our new rules and get ready for when they come into effect in October 2027. Under our rules, cryptoasset firms will be held to similar standards to other financial providers, but consumers should understand what protections apply before investing. fca.org.uk/news/press-releas… #FCAGrowth #SmarterRegulator #Cryptoassets #FinancialRegulation
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In the past 7 days we issued 33 warnings about unauthorised or clone firms.   Protect yourself and find all recent warnings fca.org.uk/consumers/unautho… #FCAWarnings #FinancialRegulation
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CACEIS UK, an asset servicing bank, has been censured and will make a £31.7m voluntary payment to WealthTek clients for failing to act on information that left clients exposed to the risk of financial crime. We've now secured over £57m for WealthTek clients in just over a year, with action taken against CACEIS UK, Sapia Partners and Barclays Bank UK. fca.org.uk/news/press-releas… #FightingFinancialCrime
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Scammers are becoming more sophisticated, contacting people in ways that can appear legitimate and lead to devastating losses. If you receive a suspicious text or call that appears to be from your bank, don’t use the contact details they give you. Use the details on Firm Checker or your bank statement to check you’re dealing with the genuine firm. fca.org.uk/consumers/banking… #FightingFinancialCrime
Traitors star says he lost life savings to a scam bbc.in/4xyXqoR
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In the past 7 days we issued 20 warnings about unauthorised or clone firms.   Protect yourself and find all recent warnings fca.org.uk/consumers/unautho… #FCAWarnings #FinancialRegulation
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We’ve decided to fine Carlos Ricardo Fuenmayor £99,600 for failing to disclose 3 separate matters to us. Mr Fuenmayor has referred his Decision Notice to the Upper Tribunal. Disclosing information which we reasonably expect, and doing it promptly, is key to maintaining trust in financial services and supporting a strong market that works well for consumers. fca.org.uk/news/press-releas… #FightingFinancialCrime #FinancialRegulation
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In the past 7 days we issued 20 warnings about unauthorised or clone firms.   Protect yourself and find all recent warnings fca.org.uk/consumers/unautho… #FCAWarnings #FinancialRegulation
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Our Deputy Chief Executive, Sarah Pritchard, attended @HoCcommitteesUK to discuss the Government's financial inclusion strategy and how helping consumers is embedded into our work. We want to ensure people have access to appropriate and affordable financial products and services. #HelpingConsumers #FinancialInclusion
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At @HoCcommitteesUK, our Deputy Chief Executive, Sarah Pritchard, highlighted our review of the claims management market. She reminded car finance customers that you don’t need to use a claims management company or law firm to claim compensation. If you have concerns about how you were signed up or the fee being charged, you can complain to the firm directly and if unhappy with their response go to the relevant Ombudsman. #CarFinance #MotorFinance
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Daniel Pugh is currently serving 7 and a half years in prison for defrauding investors out of £1.3m through the fraudulent Investments Imperial Investment Fund. Only 19% of the funds Pugh collected from investors were ever traded. We've secured a confiscation order of £452,286.80 and the funds recovered will be used to compensate the victims of his crimes. fca.org.uk/news/press-releas… #FightingFinancialCrime #FinancialRegulation
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We’re warning consumers about misleading car finance ‘money tips’ adverts on social media issued by claims management companies (CMCs) and law firms. We’ve seen adverts that look like impartial advice from an individual which are paid promotions from CMCs and law firms designed to encourage sign-ups. Consumers who’re concerned about their case can complain to the firm directly using our free template letter. fca.org.uk/news/press-releas… #CarFinance #MotorFinance
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In the past 7 days we issued 25 warnings about unauthorised or clone firms.   Protect yourself and find all recent warnings fca.org.uk/consumers/unautho… #FCAWarnings #FinancialRegulation
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We’ve opened an enforcement investigation into Consultation Claims Ltd (CCL) following concerns about its conduct in the period April 2025 to December 2025 in relation to motor finance claims. We’re investigating concerns that consumers may have been signed up during this period without their consent, with some allegations that signatures have been forged. We’ve not reached any conclusions as to what has happened or as to whether CCL has breached any relevant requirements. fca.org.uk/news/press-releas… #CarFinance #FinancialRegulation
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Football clubs should not put their fans’ cash at risk by signing sponsorship deals with financial firms that aren't allowed to operate in the UK. Millions of football fans trust their club’s badge. Clubs should not let unauthorised financial firms exploit that loyalty by putting potentially dodgy products in front of millions of fans. We’ve written to football clubs to warn about their relationships with these firms and to remind them of their responsibilities to fans. fca.org.uk/news/press-releas… #FightingFinancialCrime #FinancialRegulation
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In the past 7 days we issued 20 warnings about unauthorised or clone firms.   Protect yourself and find all recent warnings fca.org.uk/consumers/unautho… #FCAWarnings #FinancialRegulation
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